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This profile was last updated on 8/27/14  and contains information from public web pages.

Ryan McGuinness

Wrong Ryan McGuinness?

Mortgage Servicing Policy Manager

Phone: (703) ***-****  HQ Phone
Email: r***@***.com
Local Address: Washington D.C., District of Columbia, United States
Freddie Mac incorporated
8200 Jones Branch Dr
McLean , Virginia 22102
United States

Company Description: Freddie Mac is engaged in purchasing residential mortgages and mortgage-related securities in the secondary mortgage market and securitizing them into...   more

Employment History

Web References
The new Federal Housing Finance Agency ... [cached]
The new Federal Housing Finance Agency short sale guidelines take effect Nov. 1, prompting HousingWire to invite Ryan McGuinness, senior servicing policy analyst at Freddie Mac, and Simone Beaty, operations policy director at the GSE, to go in-depth on what servicers and borrowers can expect when the new short sale guidelines hit.
McGuinness said the new FHFA process also will educate homeowners about their options for short sales. For example, if a borrower acts in good faith on a short sale, Freddie will not pursue deficiency, and may provide up to $3,000 in relocation assistance.
Freddie is confident the new guidelines will help root out fraud.
Since the threat of short-sale property flipping can undermine the GSEs' approach to helping distressed borrowers, all short-sales transactions are required to be arms-length deals, McGuinness and Beaty pointed out during the webinar.
Short-sales flipping occurs when a party buys a short-sale and sells it for a profit the same day, McGuinness explained. The arm's length transaction requirement is in the guidelines to prevent this type of practice. Arm's length transactions are defined as deals between parties who are independent of each other and not related by either family, marriage or commercial enterprise, McGuinness and Beaty said.
San Francisco Real Estate Blog - San Francisco MSL Listings - Buy and Sell Homes in San Francisco [cached]
Speakers included Simone Beaty and Ryan McGuinness of Freddie Mac., 26 Oct 2012 [cached]
HousingWire hosted a short sale guidelines webinar, which featured senior servicing policy analyst Ryan McGuinness of Freddie Mac and operations policy director Simone Beaty of the GSE.
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