Vice President and Director of Sales
Rick has worked in the insurance industry for over 20 years.
has spent the majority of his
career working with banks, wirehouses and independent financial advisors in a consultative sales environment.
Before entering the insurance and financial services industry, however, Rick was an officer in the US Army Field Artillery, attaining the rank of Captain before his honorable discharge in 1989.
While in the military, Rick
graduated from both the Airborne and Ranger schools.
In 1992, Rick
joined the Hartford, where he
achieved the highest production awards for manager and field consultant.
He is also a life member of the Hartford Honors Club and Circle of Excellence, of which fewer than 25 people have achieved.
From 1999 â€" 2003 Rick
was instrumental in the creation of a National Sales Division that is focused solely on transactional life programs for independent planners, banks and NYSE broker/dealers.
This division of the Hartford is now responsible for over 12,000 applications annually.
In 2003, Rick was appointed the Hartford Regional Vice President for California and Hawaii, where he managed a staff of 23 sales and support personnel, before joining the Capitas Distributors team.
Rick has had multiple articles published in The National Underwriter and California Broker.
He holds a Criminal Justice degree from San Diego State University and is a Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC).