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2016-10-12T00:00:00.000Z

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Wrong Rick Crosby?

Mr. Rick M. Crosby RHU

Direct Phone: (843) ***-****       

Email: r***@***.com

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Crosby Insurance Group, Inc.

802 Coleman Blvd Suite #101

Mount Pleasant, South Carolina 29464

United States

Company Description

Crosby Insurance Group is an independent insurance agency that provides personalized service to individuals and professional organizations. ur company was founded in 1996 by Rick Crosby and was first introduced as Crosby and Co., made up of only two agent ... more

Find other employees at this company (3)

Background Information

Employment History

Associate

Carolinas Wealth Management Group Inc

Chairman

Commission of Mount Pleasant Waterworks

General Agent

Massachusetts Mutual Life Insurance Company

Affiliations

Member
Charleston Metro Chamber of Commerce

Founding Member
The Citadel Football Association

Rotary International Paul Harris Fellow and Member
Hibernians Inc

Representative for Economic Development Committee
Town of Mt. Pleasant

Founding Member
Harbour Club

Life Member
Million Dollar Round Table

Board of Managers Member
Glenn Barrett NPD CEO & Member NPD

Education

The American College

Bachelors Degree

Business Administration

Citadel

Web References (29 Total References)


Rick Crosby, RHU, Associate, ...

www.cwmg.net [cached]

Rick Crosby, RHU, Associate, CWMG rick@crosbyinsurancegroup.com rcrosby@cwmg.net 843-971-5386

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Rick has over 30 years experience in the insurance industry where he worked with Mass Mutual as the General Agent before founding Crosby Insurance Group in 1996, located in Mt. Pleasant. Rick is committed to serving his clients and offering value in helping you decide which insurance protection you need. Rick is native to Columbia, SC and graduated from the Citadel in 1975 earning a Bachelor of Science Degree in Business Administration. He continued his education at The American College where he earned the designation of Registered Health Underwriter. Rick is a very active member of the community and gives back in many ways. His current community involvement includes: Chairman of Commission of Mt. Pleasant Waterworks, a Representative for Town of Mt. Pleasant's Economic Development Committee, Member of Charleston Metro Chamber of Commerce, A Life Member of the Million Dollar Round Table, Founding Member of Harbour Club, Founding Member of The Citadel Football Association, Deacon and Elder of Mt. Pleasant Presbyterian Church, Rotary International Paul Harris Fellow and Member of the Hibernian Society. In the past years Rick has served as president of groups such as....Mt Pleasant Rotary Club, East Cooper Youth Foundation, Charleston Area Citadel Club, Citadel Brigadier Foundation and the Citadel Alumni Association and a past member of the Citadel Alumni Association Legislative Affairs Committee. He is also a graduate from the Chamber of Commerce Leadership Development Program. He currently resides in Mt. Pleasant with his wife, Marie and has two children and two step-children.


Crosby Insurance Group :: Our Team

www.crosbyandco.com [cached]

Rick M. Crosby Rick has over 30 years experience in the insurance industry where he worked with Mass Mutual as the General Agent before founding Crosby and Co. Insurance Agency in 1996 located in Mt. Pleasant. This past fall the company established their new title as Crosby Insurance Group with the acquisition of their Property and Casualty insurance agency located in Summerville. Rick is committed to serving his clients and offering the most value and insurance protection you need. Rick is native to Columbia, South Carolina and graduated from the Citadel in 1975 earning a Bachelor of Science Degree in Business Administration. e continued his education at The American College where he became a Registered Health Underwriter. Rick is a deacon and an elder of Mount Pleasant Presbyterian Church.

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Her exposure to the insurance industry began upon her marriage with Rick Crosby. She is native to Rossford, Ohio and moved to the lowcountry in 1997. Prior to working with Crosby, she worked for Ross Roy Advertising Agency in Detroit as an Account Executive on the Chrysler account. She also has over 13 years experience in Human Resources and Personnel Staffing, managing Kelly Services in Toledo, OH and Dunhill Temporary Staffing in Mount Pleasant.
Her true passion is fitness. She has held an ACE national certification in group fitness and personal training for over 20 years. She currently teaches aerobics at Mount Pleasant and West Ashley Aerobics and Fitness.


Crosby Insurance Group :: Newsletter

www.crosbyandco.com [cached]

Letter from Rick Crosby - Health Care Reform Crosby Insurance Group :: Newsletter

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Rick Crosby, President and CEO


Crosby Insurance Group :: Newsletter

www.crosbyandco.com [cached]

"Katy has done an exceptional job with our clients and I'm certain that the RHU accreditation she recently received will allow us to better serve more individuals and businesses throughout the Lowcountry," said Rick Crosby, president of Crosby Insurance Group.


How to Sell to Every Type of Senior - Prospecting - Agent's Sales Journal

www.ASJonline.com [cached]

Rick Crosby - Owner, Crosby Insurance Group

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Rick Crosby - Owner, Crosby Insurance Group
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Product recommendations: According to Crosby, the first thing a young senior should do is review their corporate benefits to see what's portable, and what's not. He also suggests reviewing life insurance, long term care insurance, and health insurance policies to make sure clients are adequately covered in every area.
"Depending on their situation, we may want to suggest that they get a Medicare supplement policy," he said.
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Crosby also emphasized the need to review retirement income. "We do a lot of work with early seniors with annuity planning because that's the only product that can provide guaranteed income as long as they live," he said.
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Crosby said this is because the typical issue age for life insurance is around 85, and long term care insurance carriers often won't write for clients above that age. While his firm has written life insurance for those as old as 86 and 87, that can be a very expensive proposition - and once the individual reaches 90, the producer's hands are basically tied.
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Crosby said he works in conjunction with tax attorneys and CPAs when dealing with affluent clients to help ensure that all of the client's financial bases are covered.
"We do a lot of premium financing, and, of course, charitable giving," he said.
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Crosby also noted the importance of long term care insurance and, if the client has children, life insurance.
"Long term care insurance is critical for them if they're insurable and not too old," he said, "because if the children don't live near them, they'll need to have some kind of skilled nursing care nearby, or no one will be there to take care of them in case something happens."

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