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2015-10-29T00:00:00.000Z

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Wrong Rick Crosby?

Mr. Rick Crosby M. RHU

Agency Principal

Crosby Insurance Group, Inc.

HQ Phone: (843) 971-5386

Email: r***@***.com

Crosby Insurance Group, Inc.

802 Coleman Boulevard Suite 204

Mount Pleasant, South Carolina 29464

United States

Company Description

Crosby Insurance Group is an independent insurance agency that provides personalized service to individuals and professional organizations. ur company was founded in 1996 by Rick Crosby and was first introduced as Crosby and Co., made up of only two agent ... more

Find other employees at this company (6)

Background Information

Employment History

General Agent
Massachusetts Mutual Life Insurance Company

Affiliations

Board of Managers Member
Glenn Barrett NPD CEO & Member NPD

Board of Managers Member
Glenn Barrett NPD CEO & Member NPD

Life Member
Million Dollar Roundtable.as

Education

Bachelors Degree
Business Administration
Citadel

Web References (48 Total References)


Crosby Insurance Group :: Newsletter

www.crosbyandco.com [cached]

Letter from Rick Crosby - Health Care Reform Crosby Insurance Group :: Newsletter

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Rick Crosby, President and CEO


Crosby Insurance Group :: Newsletter

www.crosbyandco.com [cached]

"Katy has done an exceptional job with our clients and I'm certain that the RHU accreditation she recently received will allow us to better serve more individuals and businesses throughout the Lowcountry," said Rick Crosby, president of Crosby Insurance Group.


Crosby Insurance Group :: Our Team

www.crosbyandco.com [cached]

Rick M. Crosby Rick has over 30 years experience in the insurance industry where he worked with Mass Mutual as the General Agent before founding Crosby and Co. Insurance Agency in 1996 located in Mt. Pleasant. This past fall the company established their new title as Crosby Insurance Group with the acquisition of their Property and Casualty insurance agency located in Summerville. Rick is committed to serving his clients and offering the most value and insurance protection you need. Rick is native to Columbia, South Carolina and graduated from the Citadel in 1975 earning a Bachelor of Science Degree in Business Administration. e continued his education at The American College where he became a Registered Health Underwriter. Rick is a deacon and an elder of Mount Pleasant Presbyterian Church.

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Her exposure to the insurance industry began upon her marriage with Rick Crosby. She is native to Rossford, Ohio and moved to the lowcountry in 1997. Prior to working with Crosby, she worked for Ross Roy Advertising Agency in Detroit as an Account Executive on the Chrysler account. She also has over 13 years experience in Human Resources and Personnel Staffing, managing Kelly Services in Toledo, OH and Dunhill Temporary Staffing in Mount Pleasant.
Her true passion is fitness. She has held an ACE national certification in group fitness and personal training for over 20 years. She currently teaches aerobics at Mount Pleasant and West Ashley Aerobics and Fitness.


How to Sell to Every Type of Senior - Prospecting - Agent's Sales Journal

www.ASJonline.com [cached]

Rick Crosby - Owner, Crosby Insurance Group

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Rick Crosby - Owner, Crosby Insurance Group
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Product recommendations: According to Crosby, the first thing a young senior should do is review their corporate benefits to see what's portable, and what's not. He also suggests reviewing life insurance, long term care insurance, and health insurance policies to make sure clients are adequately covered in every area.
"Depending on their situation, we may want to suggest that they get a Medicare supplement policy," he said.
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Crosby also emphasized the need to review retirement income. "We do a lot of work with early seniors with annuity planning because that's the only product that can provide guaranteed income as long as they live," he said.
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Crosby said this is because the typical issue age for life insurance is around 85, and long term care insurance carriers often won't write for clients above that age. While his firm has written life insurance for those as old as 86 and 87, that can be a very expensive proposition - and once the individual reaches 90, the producer's hands are basically tied.
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Crosby said he works in conjunction with tax attorneys and CPAs when dealing with affluent clients to help ensure that all of the client's financial bases are covered.
"We do a lot of premium financing, and, of course, charitable giving," he said.
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Crosby also noted the importance of long term care insurance and, if the client has children, life insurance.
"Long term care insurance is critical for them if they're insurable and not too old," he said, "because if the children don't live near them, they'll need to have some kind of skilled nursing care nearby, or no one will be there to take care of them in case something happens."


Life Insurance Services Inc.

www.capitasfinancial.com [cached]

Rick Crosby Associate General Agent rick.crosby@capitasfinancial.com

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