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221 Main Street 3Rd Floor
San Francisco, California 94105
Since its launch in 2006 as the first marketplace lender in the US, Prosper Marketplace has evolved into a personal finance company that offers products and services that go beyond access to personal loans to help people get on top of their finances. Thro ... more
Borrowing Help - Prosper
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Applying for a Loan
Who can borrow money on Prosper?
A new Prosper borrower must be a U.S. resident in a state where Prosper loans are available, and must have a bank account, a Social Security number, and a credit score of at least 640.
Prosper uses Experian to obtain credit scores.
Depending on their qualifications, approved borrowers can request unsecured loans from $2,000 to $35,000.
What states are open for borrowing on Prosper?
Prosper is available to borrowers in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.
At this time, Prosper is not available to borrowers in the following states: Iowa, Maine and North Dakota.
States open for borrowing
What kinds of loans are available on Prosper?
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Asia Pacific Loan Market Association Limited