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2014-02-04T00:00:00.000Z

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Prosper Borrowers

HQ Phone: (415) 362-7272

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Prosper Marketplace Inc

Prosper.com

221 Main Street 3Rd Floor

San Francisco, California 94105

United States

Company Description

Since its launch in 2006 as the first marketplace lender in the US, Prosper Marketplace has evolved into a personal finance company that offers products and services that go beyond access to personal loans to help people get on top of their finances. Thro ... more

Find other employees at this company (461)

Background Information

Web References (5 Total References)


Borrowing Help - Prosper

www.prosper.com [cached]

Prosper Borrower Help

Expand All | Collapse All
Applying for a Loan
Who can borrow money on Prosper?
A new Prosper borrower must be a U.S. resident in a state where Prosper loans are available, and must have a bank account, a Social Security number, and a credit score of at least 640. Prosper uses Experian to obtain credit scores. Depending on their qualifications, approved borrowers can request unsecured loans from $2,000 to $35,000.
What states are open for borrowing on Prosper?
Prosper is available to borrowers in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.
At this time, Prosper is not available to borrowers in the following states: Iowa, Maine and North Dakota.
States open for borrowing
What kinds of loans are available on Prosper?
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Loan interest rates are set by Prosper and are based on factors including:
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There are no fees for posting a borrower listing on Prosper.
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This can be due to insufficient funds, a closed account, account changes that were not reported to Prosper, or for any other reason (other than an error by us). This fee is retained by Prosper.
Late payment fee: If a monthly payment is 15 days late, you'll be charged a late fee. Late fees are passed on to investors. Prosper does not retain late fees.
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If you select electronic funds transfer, Prosper will electronically deduct your monthly payment from your bank account on the due date. If you select bank draft as your method of payment, you are authorizing Prosper to write a check on a monthly basis on your behalf to cover your payment each month.
How quickly will I get my money?
Your listing will end as soon as it is sufficiently funded or after 14 days, whichever comes first. Once the listing ends, Prosper must complete a loan review process before the loan is approved. Prosper may require additional documentation from you as part of this review.
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Prosper will send an email to the email address you provide when you join Prosper.
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The Verification Stage icons tell you and prospective investors how far along Prosper is in verifying the information you submitted, in order to process your loan application.


Prosper Borrowers, To the ...

forums.prosper.com [cached]

Prosper Borrowers, To the tune of Mrs. Robinson

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Prosper Borrowers
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And here's to you, Prosper BorrowersProsper loves you more than you will know(Wo wo wo)God bless you, please Prosper Borrowers
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And here's to you, Prosper Borrowers Prosper loves you more than you will know(Wo wo wo)God bless you, please Prosper Borrowers
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Coo coo ca choo, Prosper BorrowersProsper loves you more than you will know(Wo wo wo)God bless you, please Prosper Borrowers
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What's that you say, Prosper Borrowers


Prosper ...

forums.prosper.com [cached]

Prosper Borrowers

Prosper Discussion Forums > Prosper Borrowers
Help - Search - Member List - Calendar Full Version: Prosper BorrowersProsper Discussion Forums > Lender Forum
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Prosper Borrowers
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And here's to you, Prosper BorrowersProsper loves you more than you will know(Wo wo wo)God bless you, please Prosper Borrowers
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And here's to you, Prosper Borrowers Prosper loves you more than you will know(Wo wo wo)God bless you, please Prosper Borrowers
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Coo coo ca choo, Prosper BorrowersProsper loves you more than you will know(Wo wo wo)God bless you, please Prosper Borrowers
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What's that you say, Prosper Borrowers


Prosper ...

forums.prosper.com [cached]

Prosper BorrowersProsper Discussion Forums -> Prosper Borrowers

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Prosper Borrowers, To the tune of Mrs. Robinson
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Prosper Borrowers
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And here's to you, Prosper BorrowersProsper loves you more than you will know(Wo wo wo)God bless you, please Prosper Borrowers
...
And here's to you, Prosper Borrowers Prosper loves you more than you will know(Wo wo wo)God bless you, please Prosper Borrowers
...
Coo coo ca choo, Prosper BorrowersProsper loves you more than you will know(Wo wo wo)God bless you, please Prosper Borrowers
...
What's that you say, Prosper Borrowers


Prosper should go Public (16 ...

forums.prosper.com [cached]

Prosper should go Public (16 replies) Newest danger towns for lending (17 replies) What's so bad about automatic funding? (7 replies) The Impact of Groups (41 replies) Average/median household credit card debt (7 replies) Prosper Borrowers (10 replies)

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