Empire State Bank
A resident of Staten Island, Phil received his B.A. in Banking and Finance from Hunter College, before completing a continuing education program on Real Estate and Commercial Bank Lending at New York University.
Entering the field as a customer service representative and teller with Hamilton Federal Savings FA, Phil went on to hold such positions as Assistant Branch Manger, Assistant Vice President/Mortgage Officer, Vice President and Branch Administrator/Lending Administrator during his 21 year tenure.
After leaving Hamilton Federal Savings Phil went on to serve as Vice President/Loan Origination at Home Federal Savings Bank
, and Senior Vice President/Chief Lending Officer with The Yonkers SLA
Phil then served as President/COO of Atlantic States Mortgage Corp., and was responsible for all facets of mortgage banking.
In early 2004, Phil
orchestrated the association of Atlantic States Mortgage Corp.
with Empire State Bank
as part of organizing a national bank to primarily service the communities in and around Orange County, Ulster County and Richmond County, New York.
On June 28th, 2004 Empire State Bank
commenced operations and acquired Atlantic States Mortgage Corporation
The activity of Atlantic States Mortgage Corporation
was incorporated into Empire State Bank
Phil currently serves as the President and Co-CEO of Empire State Bank.