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Vice President and Business Agent and Design Professional Specialist
HQ Phone:  (336) 733-2000
Direct Phone: (336) ***-****
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200 West Second Street
Winston-Salem, North Carolina,27101
As of December 31, 2016, BB&T is one of the largest financial services holding companies in the U.S. with $219.3 billion in assets and market capitalization of $38.1 billion. Based in Winston-Salem, N.C., the company operates 2,196 financial centers in 15 stat... more.
(336) 547-2151 BB&T Insurance Services of the Triad
Paul H. Smits, CPCU, CIC, AIM, Area Senior Vice President of Arthur J. Gallagher Risk Management Services, Inc., brings over 22 years of successful experience in the insurance industry to the firm.
He began his career as a Medical Professional Liability Underwriter with The St. Paul Insurance Company in Charlotte, NC. He then held several management positions in the Commercial Insurance Division in St. Paul, MN. He worked with a large regional agency in Charlotte as a top producer before joining the firm in 2002. Paul graduated with a Bachelor of Arts degree in Finance and Accounting from the University of Wisconsin - Eau Claire and holds designations as Chartered Property & Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC) and Associate in Insurance Management (AIM). He is a member of the Charlotte chapter of CPCU. He resides in Charlotte with his wife, Lynn, and their four children.
INSURANCE - Paul H. Smits, CPCU, CIC, AIM, Arthur J. Gallagher RMS, Inc.
Phone: 704-602-3825 Email: firstname.lastname@example.org
Triangle - Charlotte, NC - Chris Cammack, President of Carpenter, Cammack & Associates, Inc., has announced that Paul H. Smits has been promoted to Senior Vice President at the firm's Charlotte office.In this position, Smits will serve as sales manager and provide comprehensive insurance plans for companies in all industries, inc ...
According to Paul H. Smits, a senior vice president at Charlotte, NC-based Carpenter, Cammack & Associates, Inc., a company which specializes in insurance for full-service carwashes, several experienced wash operators have already put some safeguards in place to prevent accidents like these from happening. Some operators have designated employees who perform the task of moving the customers' cars to the drying area.These employees have been fully trained and screened, and have worked at the site for a longer period of time, or are older, Smits said. Screening involves running a Motor Vehicle Record check on the employee to make sure they have a clean record with no major violations and an active license. At some full-service sites, wash owners also have procedures in place for higher-end vehicles, such as Jaguars, Mercedes, or BMWs.When these vehicles are serviced, according to Smits, sometimes only the manager will move it to the drying area. Pro-active approach A carwash owner can be vicariously liable for any acts of their employees while in the course of their employment, regardless if they are licensed or not, Smits stated. Setting up a comprehensive safety program can also lead to preferred pricing on your insurance based on your past experience and current risk management procedures, Smits said. However, if you've had a frequency of accidents, then you might be faced with higher pricing or even a chance of non-renewal. According to Smits, a full-service carwash owner also has the option of purchasing higher limits of liability through an Umbrella Excess policy.