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Lowest mortgage rates in 30 years
These are times we haven't seen before , said Paul Riccardi , president of Albany's MPR Financial.As you can imagine , it's pretty busy here right now.No one anticipated this..
Even if rates increase , buyers with loan balances around $300 , 000 may benefit by waiting until January.Buyers with a so-called jumbo loan may be able to switch to a more favorable conforming loan , if the Department of Housing and Urban Development
raises the conforming loan limit considerably , which it has done in recent years.The.
MPR Financial - What We Do
MPR Financial is a family owned and managed mortgage brokerage firm founded in 1980 by Mel Paul Riccardi.
He brought years of Bay Area real estate lending experience to the company and helped develop the critical role a mortgage broker plays in the home buying process.
In its 30 year history, MPR Financial
has grown into one of the Bay Area's most trusted and respected brokerage firms.
Our long history and experience in the community have driven strong relationships with numerous financial institutions.
These solid, long-standing, connections enable MPR
to offer clients an array of mortgage products while maintaining our unique and trusted personal service.
We are committed to maintaining the family business principles upon which Mel founded MPR- foremost among them our unparalleled focus on the quality of our clients' experience.
Like any family the MPR
team can be found in our Solano Avenue offices, eating lunch together with an open door to our clients.
MPR Financial - Who We Are - Dawn Malatesta
As Vice President of a client's bank, the MPR Founder Mel Riccardi, was so impressed by her skills he hired her.
Berkeley Hills Realty Newsletter
Paul Riccardi, president of MPR Financial in Albany, agrees.
"Lenders now are very credit-score driven," he says.
"As a general benchmark, if your credit score is over 720, your eligibility is increased," says Riccardi
"Credit reports are usually pretty clear as to where the problems are," says Riccardi