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Wrong Nyamikeh Kyiamah?

Mrs. Nyamikeh Kyiamah


Willow Tree Children's Centre

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Willow Tree Children's Centre

Background Information

Employment History

Commissioner of Insurance

National Insurance Commission


Member of the Governing Council
Insurance Institute of Ghana

Board Member
African Reinsurance Corporation



B.SC. degree


University of Ghana

Web References (30 Total References)

National Insurance Commission : News [cached]

Welcome Address by the Commissioner Of Insurance, Mrs. Nyamikeh Kyiamah, at the Launch of the Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT)

NIC to expose insurance malpractice - Mrs Nyamikeh Kyiamah Posted: Jan-20-10 New Legislation Fuels Insurance Growth - Achampong-Kyei Posted: Jan-18-10 Mrs. Nyamikeh Kyiamah acts as Commissioner of Insurance

National Insurance Commission : News [cached]

Mrs. Nyamikeh Kyiamah, Commissioner of Insurance, has urged insurance companies to improve their claims settlement processes and procedures for people to gain confidence in the industry.

She said efficient and prompt handling of claims is the best form of advertisement and observed that a company that handles claims promptly will be perceived as a better company by policy holders than those which delay.
Mrs. Kyiamah said this at the official launching of Star Assurance Company's new corporate identity.
She said "a good claim resolution process is essential for the fair treatment of policy holders," adding that "swift payment of genuine claims should always be an inseparable part of any corporate identity."
Mrs. Kyiamah said the business of insurance must be seen to be conducted in a transparent, fair and cost effective manner saying that "it is only through this that policy holders would be able to make good judgment as to whether they are receiving value for money, develop confidence and trust in insurance companies in particular and insurance industry as a whole."
She advised insurance companies not to conduct themselves in a way that would be misleading or detrimental to the good interest and image of the industry during promotional activities and advertisements.
Mrs. Kyiamah said in order to provide quality customer service; insurers should critically look at improving their financial strength, human resource capacity building, and system development.
She mentioned that Insurers should continue to be dynamic and innovative in order to keep pace with changing times, especially, in the area of technology and customer requirements stressing that the National Insurance Commission will continue to work to ensure that insurance companies are adequately capitalized and financially sound for growth and development of the insurance industry.

National Insurance Commission : News [cached]

The Commissioner of Insurance, Mrs. Nyamikeh Kyiamah, has called on insurance industry players to design innovative products to cover the agriculture sector to make the sector more attractive.

The Insurance Commissioner said the main challenge of the insurance industry was its low penetration in some sectors of the economy which called for pragmatic interventions.
Mrs. Kyiamah was speaking at the 3rd graduation ceremony of the Ghana Insurance College. She advised the graduating students to make Ghana proud by being productive wherever they found themselves.

National Insurance Commission : News [cached]

Mrs. Nyamikeh Kyiamah acts as Commissioner of Insurance National Insurance Commission : News

Mrs. Nyamikeh Kyiamah acts as Commissioner of Insurance
The President has appointed Mrs. Nyamikeh Kyiamah, as the acting Commissioner of the National Insurance Commission (NIC).
Mrs. Kyiamah who is currently the Deputy Commissioner of Insurance at the NIC, takes over from Ms. Josephine Amoah effective December 1, 2009.
Mrs. Kyiamah qualified as an Associate of the Chartered Insurance Institute of the United Kingdom more than 20 years ago and presently a Chartered Insurance practitioner of the UK Institute and a fellow of the Insurance Institute of Ghana.
Mrs. Kyiamah assumes duty with a wide range of experience in both teaching and practicing since qualifying as a chartered insurer.
She is the Chairperson of the Ghana Insurance College, a board member of the African Reinsurance Corporation and a member of the Governing Council of the Insurance Institute of Ghana.
She has had a long career as an insurance practitioner from 1977 to date. First as an underwriter at Vanguard Assurance Company Ltd. and Star Assurance Company Ltd. She was a reinsurer at Ghana Reinsurance Company and had been a senior regulator at the NIC in the last 15 years.
Mrs. Kyiamah was a part-time lecturer in Insurance at the School of Administration, now University of Ghana Business School and a part-time lecturer in Insurance Regulation and Supervision at the West African Insurance Institute, Banjul, The Gambia.

National Insurance Commission : News [cached]

NIC to expose insurance malpractice - Mrs Nyamikeh Kyiamah National Insurance Commission : News

NIC to expose insurance malpractice - Mrs Nyamikeh Kyiamah
The National Insurance Commission (NIC) is to conduct a special audit to expose insurance companies which are engaged in premium undercutting which is affecting their ability to pay claims.
The acting Commissioner of the NIC, Mrs. Nyamikeh Kyiamah, who made this known in Accra Tuesday, warned of dire consequences for insurance companies which would be found indulging in unhealthy market practices.
At a meeting with chief executive officers of insurance companies, Mrs. Kyiamah said "some of those insurance firms are demonstrating doubtful commitment to the development of our market".
Some of the firms are alleged to show no respect for the rules and regulations of the insurance business in the country and also indulge in premium undercutting, affecting their ability to pay claims.
Mrs. Kyiamah said another area of concern to the NIC was the problem of huge outstanding premium debts in the books of the insurance companies.
She said the ratio of outstanding premiums to gross premiums rose from 34 per cent in 2007 to 43 per cent in 2008, stressing that "this is a serious matter".
She explained that the result of such huge outstanding premiums was the companies' inability to invest, which also negatively affected their solvency position.
Mrs. Kyiamah said to address some of those problems, the NIC, apart from its inspection and enforcement activities, intended to work closely with approved auditors to ensure that the internal practices of insurance firms not only complied with the law but also showed a commitment to the development of the industry.
She noted that the enforcement of the rules had become more urgent as a result of the expected rapid growth in the oil and gas industry in the country.
As part of efforts to support local insurance companies, she said the NIC would design and implement a suitable risk-based supervision model for the Ghanaian insurance industry in line with international best practices.

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