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This profile was last updated on 2/24/16  and contains information from public web pages and contributions from the ZoomInfo community.

Michael H. Firestine

Wrong Michael H. Firestine?

Senior Vice President

Phone: (717) ***-****  
Local Address:  Lebanon , Pennsylvania , United States
Fulton Bank
One Penn Square
Lancaster , Pennsylvania 17604
United States

Company Description: Fulton Mortgage Company offers one low rate during construction and automatically converts into a fixed rate loan. If rates come down during the construction of...   more
Background

Employment History

  • Chairman
    The PA
  • Senior Vice President Senior Agricultural Loan Officer
    Pennsylvania Agriculture Land Preservation Board

Board Memberships and Affiliations

71 Total References
Web References
Mike Firestine, senior vice ...
www.readingeagle.com [cached]
Mike Firestine, senior vice president of Fulton Bank and an agriculture lender, said Fulton looks closely at a farmer's repayment plan when considering a loan for a robotic milker, which the bank has expensed before. Does the farmer have a true understanding of how robotic milkers work? Does he have a true understanding of the expense?
"To justify the cost of the robotic milker, you have to look at the overall debt on the farm," he said.
Reading Eagle: Tim Leedy | ...
www.readingeagle.com [cached]
Reading Eagle: Tim Leedy | Mike Firestine, senior vice president of Fulton Bank, said ag lending is an important source of revenue for a bank, because agriculture is the No. 1 industry in both the state and the nation.
...
Mike Firestine, senior vice president of Fulton Bank, said ag lending is an important source of revenue for a bank, because agriculture is the No. 1 industry in both the state and the nation.
"The farmer creates at least seven different jobs in the product line of production and distribution," Firestine said. "What agriculture gives back to the U.S. economy is $7 billion in direct economic impact and $69 billion in indirect impact. At the end of the day, what makes me happiest is to help out a young farmer getting started."
While Firestine acknowledged that there are high risks associated with ag lending, he said it is also low risk, because it is lending to an industry that has a good track record of credit.
He said continued growth in ag lending is important for both banks and farms.
"Agriculture requires more capital than other industries," Firestine said. "Just compare what a tractor or land costs compared to 10 years ago. Plus there are more total confine units in agriculture."
As an example, Firestine said that in the poultry industry there is a greater demand for broilers, which are necessary for the farmers to optimize their investments.
Fulton's large share of the market in ag lending comes from strong knowledge and dedication to the industry, according to officials at the bank.
"All our ag lenders at Fulton come from a farming background, and have a true interest in farming," Firestine said.
Mike Firestine appointed to ...
www.ldnews.com [cached]
Mike Firestine appointed to Pennsylvania Agriculture Land Preservation Board Lebanon Daily Newsldnews.com Updated: 11/30/2012 03:09:11 PM EST
Mike Firestine of Womelsdorf has been appointed by Gov.
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Firestine is senior vice president for Fulton Bank's Agriculture Division.
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Mike Firestine appointed to Pennsylvania Agriculture Land Preservation Board
The Conrad Weiser Education Foundation - Awards - Scholarships - Grants - Education
www.cwedfoundation.org [cached]
Michael Firestine, Secretary-Treasurer & Chair-Finance Committee Sr. Vice President, Fulton Bank
$1,065: Michael Firestine, ...
readingeagle.com [cached]
$1,065: Michael Firestine, Marion Township, senior vice president, Fulton Bank.
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