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This profile was last updated on 2/18/14  and contains information from public web pages and contributions from the ZoomInfo community.

Michael S. Pinkans

Wrong Michael S. Pinkans?

Executive Vice President and Chie...

Zenith Marketing Group , Inc.
303 West Main Street Suite 200
Freehold, New Jersey 07728
United States

Company Description: For over 10 years, Zenith Marketing Group Inc. has been helping independent insurance professionals achieve success by offering: Turn-Key Administration On-Staff...   more
Background

Employment History

36 Total References
Web References
Why Indexed UL Insurance? - 7/20/2005 - insurancenewsnet.com
www.insurancenewsnet.com, 20 July 2005 [cached]
BYLINE: BY MICHAEL S. PINKANS; Michael S. Pinkans, CFA, CFP, CLU, ChFC, is a registered representative and investment advisor with Equity Services Inc. and vice president of sales and promotion at National Life Insurance Company, Montpelier, Vt.
"The ratio of guaranteed cash value ...
www.nlvt.com, 2 July 2001 [cached]
"The ratio of guaranteed cash value accumulation to total premium payments is among the highest in the industry," said Michael Pinkans, CLU, ChFC, CFP, National Life's vice president for non-registered products."Competitive rates "especially at higher ages - make the NL LifeCare Series one of the best life insurance values that National Life has ever made available."
Pinkans says the new series contains a number of features designed to appeal to customers who seek strong guarantees in their insurance protection, in both cash accumulation and premium paying durations.The series also provides a full array of underwriting groupings, including three non-smoker and two smoker classifications (with the full pay contract offering non-smoker premium rates to smokers for the first 24 months of coverage).In addition, 1035 exchanges are permitted from contracts with existing policy loans.
"The NL LifeCare Series was designed to give our agents a competitive edge while providing outstanding value to their clients," Pinkans says.
National Life Insurance Company, founded in 1850, and its subsidiaries form a dynamic and growing financial services organization offering a comprehensive range of life insurance, annuity, financial and retirement planning products as well as pension design and administration, and related trust services.
National Life Insurance CompanyOne National Life DriveMontpelier, Vermont 05604 (802) 229-3333
VULs Ramping Up With Active Management Services; Buyer Demand For Simplicity Strong And Pressuring The Industry To Comply - - insurancenewsnet.com
www.insurancenewsnet.com, 3 July 2006 [cached]
BYLINE: BY MICHAEL PINKANS.
Michael S. Pinkans, CFA, CFP, CLU, ChFC, is a registered representative and investment advisor with Equity Services Inc. and vice president of sales and promotion at National Life Insurance Company, Montpelier, Vt.His e-mail address is mpinkans@nationallife.com.
At a recent industry meeting, a panel of portfolio managers and mutual fund distributors were discussing how most mutual fund sales are made using lifestyle or asset allocation strategies.
The actions by Treasury and Labor ...
insurancenewsnet.com, 19 Mar 2012 [cached]
The actions by Treasury and Labor amount to a "huge endorsement" of annuities and of the message that "you, as a consumer, need to protect yourself" from the risk of outliving your assets, points out Michael Pinkans, senior vice president of marketing at Zenith Marketing Group.
...
The initiatives have opened up another opportunity for making a sale as well as opportunities to do some planning, Pinkans says. For instance, although independent advisors could always offer workers partial and full rollover IRA annuities, now they have the government's endorsement of annuities to help them, he says. They will also have the government regulations to give more support to partial annuities than previously was the case, he adds.
...
However, Pinkans thinks certain workers will indeed want to obtain independent expertise. "People don't know where to turn when they enter retirement," he explains.
...
But that will take time and money-and some agents won't want to expend either-a decision that Pinkans says could limit their options in this market.
Know the available income solutions. Advisors who are already dual licensed can discuss a variety of income strategies and solutions with workers. But that means the advisor needs to keep abreast of the options as they come out.
In today's market, for instance, it may look as if rolling some of the 401(k) money into a fixed indexed annuity in a rollover IRA would be the best bet for clients with a long term horizon, Pinkans says.
...
As Pinkans puts it, "some government body might decide to launch new efforts to regulate indexed annuities. Or efforts could be made to put certain annuities under the Employee Retirement Income Security Act (ERISA), and say 'now you are regulated under ERISA'."
Then again, he says, "those things might never happen, because annuities today are more heavily regulated than even two years ago, for suitability, disclosure, product training and more.
-- Michael Pinkans, Senior ...
www.insurancenewsnet.com, 18 Nov 2012 [cached]
-- Michael Pinkans, Senior Vice President-marketing, Zenith Marketing Group, Inc., Freehold, N.J.
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