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President and Chief Executive Officer
First Southwestern Escrow
Filipino American Chamber of Commerce
Filipino American Real Estate Professionals Association
The term refers to the "process ...
The term refers to the "process by which the terms of an existing loan -normally pertaining to a home loan- is being amended, at the approval of the lender, to make the current terms more affordable to the borrower or homeowner," explained Michael Macapagal, a title insurance industry veteran with offices in Daly City and Hayward, California. e distinguished the process from "a refinance," or"a new loan which could involve a new lender who will pay-off an existing loan.""Modifying a loan" means "dealing with the same lender and amending the exact same loan," Macapagal clarified. Macapagal emphasized the two basic requirements for loan modification eligibility.
Sheila Renales Macapagal
AT-PAC Complete Scaffolding Solutions
Toppan Photomasks , Inc.