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2011-04-28T00:00:00.000Z

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Wrong Michael Knobloch?

Mr. Michael Knobloch

University of Hamburg , Germany

University of Hamburg , Germany

Background Information

Employment History

University of Hamburg

Attorney In Law ( Banking and Capital Markets Law ) and Researcher

Web References


Theory and practice of over-indebtedness ...

www.responsible-credit.net [cached]

Theory and practice of over-indebtedness in Germany - Prof. Udo Reifner and Mr Michael Knobloch, University of Hamburg and iff

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Prof Reifner first presented the following view on the theory of over-indebtedness, showed a graph showing the liquidity difficulties over time, before Knobloch then presented some data.
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Knobloch then showed some charts on unemployment as the main trigger of over indebtedness in Germany, on payment protection insurance claims ratio, and asked the question of whether financial services actually help to overcome over-indebtedness (e.g. the effects of credit or current account cancellations), and whether the Government could help to overcome over-indebtedness by looking at statistics on affected households, bankruptcy proceedings and results of research showing the average duration of the over-indebtedness process.
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Mr Udo Reifner and Mr Michael Knobloch, University of Hamburg
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Michael Knobloch (University of Hamburg, Germany) is attorney in law (Banking and Capital Markets Law) and researcher at the IFF institut für finanzdienstleistungen e.V. (Hamburg) in the field of over indebtedness and poverty, statistical analysis of over indebted households.

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