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Founder and Managing Director
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At Life Income ManagementTM we have been creating income for life for over three decades. We know how to work with you and for you. Equally important, we use well-respected business practices that are transparent. We are accountable and open to providing you w... more.
Melody Juge, Investment Advisor Representative
Melody Juge, Investment Advisor Representative Melody Juge, Investment Advisor Representative Melody Juge, Investment Advisor Representative About Melody Juge, Investment Advisor Representative Melody Juge is Managing Director of Life Income Managementâ„¢. "Working with people age 50 and over to help create income for life is what I do," says Melody. For over three decades, she has been a dedicated advocate of financial education. Her experience includes teaching continuing education for CPAs on the structuring of retirement income portfolios. She is also the founder of Juge Girlsâ„¢ a soon to be launched social networking group that is dedicated to the personal and financial empowerment of women age 50+. Melody is a regular CBS MarketWatch/WSJ digital contributor-RetireMentor and her articles can be viewed at www.marketwatch.com under RetireMentors. She has been quoted in numerous print and on-line publications such as BankRate and has participated in multiple radio interviews such as Money Matters which addressed surviving the Fiscal Cliff. In addition Melody has authored numerous published articles for the Society of Financial Professionals, ProducersWeb and Agent's Sales Journal. In addition, she publishes a monthly e-newsletter which carries a global distribution. Melody's passion, enthusiasm and no-nonsense approach have made her a sought-after speaker on retirement issues and personal empowerment. She is best known for her lively Q & A sessions on: Retirement â€¢ Money â€¢ Empowerment. Her soon-to-be-published retirement guide, RetirementSenseâ„¢, is expected in the spring of 2013. Melody Juge is a member in good standing of the National Speakers Association and NSA Carolinas.
Melody Juge, managing director of Life Income Management in Flat Rock, N.C., says splitting spouses should negotiate ownership of life insurance policies as part of the divorce settlement.
"If your spouse has an insurance policy that you're depending on to take care of you and your kids if he dies, you should have (the) ownership changed to yourself instead of your spouse," says Juge.
Melody A. Juge is Founder and Managing Director of Life Income Management™.
Her accomplishments as an industry leader, specializing in the development of retirement income planning, span over three decades. Melody is well recognized as a MarketWatch RetireMentor and regular contributing writer for MarketWatch. She has been quoted in; Time Magazine, FOX Business, Barron's, The Wall Street Journal, Forbes, Retirement News Today, CNBC, New York Post, U.S. News and World Report, MSN Money, Next Avenue-PBS, Newsmax, Insurance News Network, NAFIA SmartBrief, Now It Counts, Bankrate, Daily Finance, Chicago Tribune and Financial Advisors Magazine. Her participation in countless radio interviews such as Money Matters and CNBC has created a loyal following that appreciate her down-to-earth style of communication on retirement issues. Many of Melody's articles have been featured on Yahoo Finance, Next Avenue-PBS, Retirement News, Society of Financial Professionals newsletter, ProducersWeb and Agents Sales Journal. A selection of her retirement articles can be viewed at; www.MarketWatch.com ‐ Retirement ‐ RetireMentors or at www.LifeIncomeManagement.com ‐ In the News. Her contributions to retirement planning education have included writing and teaching Continuing Professional Education for CPAs on various aspects of retirement planning. In keeping with her focus on financial literacy Melody created Juge Girls™, www.JugeGirls.com, to encourage the expansion of financial competency for women everywhere. In addition, Melody is a well-respected opinion leader on the pros and cons of retirement annuities: the power of their appropriate placement within a well-constructed retirement plan, how to maximize control and maintain flexibility for their possible multiple use and what you need to know to be alert to their potentially problematic over application and crushing misplacement. With a passion and enthusiastic dedication to getting results, Melody's approach to adult learning has made her a sought-after speaker on retirement lifestyle issues. She is currently in process of finalizing her soon to be published retirement guide, RetirementSense™. Melody holds the following registrations: the Financial Industry Regulatory Authority (FINRA) Series 7 which allows trading of corporate securities; the FINRA Series 6 which qualifies her for the solicitation, purchase, and/or sale of mutual funds, variable annuities, variable life insurance, unit investment trusts, and municipal fund securities; the North American Securities Administrators Association (NASAA) Series 63 and Series 65 which are administered by FINRA.
Melody Juge Explains Why General Calculations for Solid Retirement Planning Isn't Enough
October 13, 2014 by Miji Pearse | Leave a Comment Find out why Melody Juge, managing director at Life Income Management, tells us that Do you agree with Melody?
"The financial frenzy people experience comes from being disconnected from their personal income," says Melody Juge, managing director at Life Income Management.