John Ratichek works primarily in the development of BFA's organization and business strategy; but he also manages projects and facilitates the development of BFA's work with social transfer payments.
has written and supervised case studies on the development of financial services in rural Africa and Asia, and he
has engaged in strategy design and review projects for development agencies in Africa and Asia.
Based on 14 years of partnership with agencies in Nepal, he
is also leading a small NGO for educational, healthcare, and business development in that country.
management background includes 10 years in manufacturing industry and 24 years with a religious non-profit.
John graduated from Harvard Business School with an MBA degree and from Amherst College (USA) with a BA in religion and economics.
wife, Ellen, have four grown sons.