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Wrong Joseph Sprague?

Mr. Joseph D. Sprague

Vice President and Leader, Nationwide Business Solutions Group (NBSG)

Nationwide Financial Services , Inc.

HQ Phone: (614) 249-7111

Email: j***@***.com

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Nationwide Financial Services , Inc.

1 Nationwide

Columbus, Ohio 43210

United States

Company Description

Nationwide Financial Services, Inc. (NFS), based in Columbus, Ohio, provides a variety of financial services that help consumers invest and protect their long-term assets, and offers retirement plans and services through both public- and private-sector em ... more

Find other employees at this company (2,222)

Background Information

Employment History

Vice President and Director of National Accounts

AIM Investments


Key Accounts

Vice President and National Sales Director

Nationwide Retirement Solutions


Board of Trustees Member
The Homeless Families Foundation

Board Member
Fulcrum Foundation

Bank Insurance & Securities Association


Bachelor of Arts Degree

Earlham College

undergraduate degree

Earlham College

Web References (31 Total References)

Joseph D. Sprague, Vice ... [cached]

Joseph D. Sprague, Vice Chair

Joseph D. Sprague, Vice Chair
Senior Vice President, Relationship Strategies Nationwide Financial

Leadership [cached]

Joseph D. Sprague, Treasurer

Senior Vice President, Relationship Strategies - Nationwide Financial
Joseph D. Sprague serves on the HFF Development Committee. He and his wife, Denise, have three adult children and live in Columbus. Joseph has a Bachelor of Arts Degree from Earlham College and has earned the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations.
Teresa A. Dowd, Trustee Emeritus, is now retired and living with her husband, Joe, in Maine. About BISA [cached]

Joseph Sprague, Nationwide Financial About BISA [cached]

Joseph Sprague, Nationwide Financial

"We know the future of business ... [cached]

"We know the future of business is to work with fee-based advisers," said Joseph Sprague, vice president of relationship strategies at Nationwide Financial. "We will have to change our orientation as an insurance company."

He said the insurance industry also needs to change the public's perception of annuities.
"The advisers we're targeting consider themselves to be experts on portfolio construction, financial planning and money management," he said.
"In order to have stand-alone living benefits, they will need to be easy to use and incorporate into platforms so that advisers will use them on a regular basis," Sprague said. "We know that cost is critically important. These things can't be expensive. One percent is the magic number."
Right now there is a tremendous amount of enthusiasm for these products, but it takes time to change behaviors, Sprague said.
"Consumer demographics will drive this," Sprague said.

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