Harold Berlowe of MLB Property Management in Hoboken oversees multi-family building property management, and real estate development, sales and leasing in Northern New Jersey.
He has been securing insurance with Muller Insurance for close to 20 years; builder's insurance for real-estate development, business insurance; property insurance, general liability, flood; and directors and officers liability insurance for condominium associations, which protects the association's board of directors in the event they get sued acting on behalf of the condo association.
is a repeat client of Muller Insurance
because of the knowledge and expertise Muller agents bring to the table.
Sometimes insurance contracts have gaps in coverage - things it doesn't protect - and Berlowe
says Muller Insurance agents
are alert to those gaps, bring them to the attention of their clients, and offer solutions for their protection.
"What you don't know in insurance coverage can hurt you," Berlowe
"I look to Muller Insurance
to make sure the proper insurance is in place and there are no gaps.
are very good at knowing what might be missing - the gaps in coverage - and can recommend ways to bridge those gaps.
It's like going to a doctor; it's what you don't know that can kill you."
At Muller Insurance, Agent Terri Galiano works with Berlowe on his company's insurance contracts.
"I think she's
very professional, very efficient, and knowledgeable.
great on follow-up."
A 20-year business relationship can be a rare thing in these changing times and Berlowe says the reason he continues to work with Muller Insurance is because the customer service the agents provide is professional, responsive, and knowledgeable.
"Their customer service is great," Berlowe
"They're price competitive, too.
They can meet or beat any price out there which is important these days when everybody's price conscious."
Harold Berlowe, MLB Property Management, Hoboken