According to Gary Julian at TDI, the most common percentage deductible is probably 1 percent.
The amount of deductible is based on the amount of coverage on the dwelling.Some companies also offer large deductibles of 1.5, 2, 2.5, 3, 4 or 5 percent.
,The Texas Windstorm Insurance Association
(TWIA) dwelling premiums also contemplate a deductible of 1 percent (but, not less than $100) of the amount of insurance.TWIA
also offers a $100 and $250 deductible and the same large deductibles as those mentioned above,, Julian