"I don't usually read the docs when I sign," says Dhurata Doko, an employee of Nationwide Title Clearing, a mortgage services company.
"So it is not part of your job to review the document?
Your job is just to sign it?
asks Florida foreclosure defense attorney Christopher Forrest during a videotaped deposition of Doko
earlier this month.
"I just look for my name and then sign," she
Doko worked as a maid and assembled electronics before joining Nationwide Title Clearing six years ago.
is one of three NTC employees whose video depositions were posted on YouTube
by Forrest as part of a foreclosure case he
is handling in Florida.
colleagues tell of signing thousands of mortgage documents a day.
One worker estimates signing 5,000 documents a day on average, another says she
name every 2 seconds.
They acknowledge their signatures differ on certain documents.
The videos show that employees didn't even know the most basic mortgage terminology.
For instance, they don't know what an "assignment of mortgage" is, even though that is crucial in a foreclosure case because it establishes who the final holder of the loan is.
only signs documents as a witness.
never signs under the title of vice president.
Forrest then shows her
a document with her
name on it.
"Beneath your name it says vice president?
"I don't pay attention to that," responds Doko
, looking uncomfortable as she
"But you do agree with me, beneath your name it says vice president ... and above your name it says Financial Freedom Senior Funding Corp.
So when you sign this document, do you know whether you are signing as vice president of this company or as a witness?
"I just sign my name," Doko