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Desmond P. Smith

HQ Phone: (703) 720-1000

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Capital One Financial Corp

1680 Capital One Drive Suite 1400

McLean, Virginia 22102

United States

Company Description

Capital One Financial Corporation ( is a financial holding company whose subsidiaries, which include Capital One, N.A., and Capital One Bank (USA), N.A., had $221.1 billion in deposits and $339.1 billion in total assets as of June 30, 2 ... more

Find other employees at this company (28,554)

Background Information

Employment History

Senior Vice President


Managing Director



Board Member
The Ali Forney Center


Associates Degree

Culinary Arts

Johnson & Wales University

BSBA degree


Boston University

Bachelors Degree

Hospitality Management

Web References (57 Total References)

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Desmond P. Smith

Desmond P. Smith currently serves as the Head of Sales for Capital One Home Loans. In this role, Smith is a part of the Home Loans leadership team and has responsibility for both the Centralized & Distributed Sales channels.
Prior to joining Capital One, Desmond was a Managing Director at Citibank and most recently served as National Sales Manager for CitiMortgage, NA and had responsibility for both Retail and Correspondent Lending.
Desmond has been in the Retail Mortgage Banking sector for more than 20 years; First starting out his career as an intern during college for the Department of Housing and Urban Development - Federal Housing Administration (FHA.)
He has done almost all job functions in the Retail Mortgage business from origination to underwriting and is widely considered a pioneer in the revitalization of the FHA 203K program in the early 1990's.
The program which he created for Norwest Mortgage (now Wells Fargo Home Mortgage) is still utilized today.
Desmond has also held senior management positions at JPMorgan Chase, where he served as Senior Vice President, National Retail Sales Executive (bank and non-bank footprint) and Wells Fargo, where he served as Senior Vice President, National Program Manager, overseeing all of their New Construction, Renovation, Reverse Mortgage, and Non-Prime businesses.
Desmond serves on the board of The Ali Forney Center which focuses on providing both emergency housing and shelter along with long-term foundational support for LGBT youth.
Desmond has a BSBA degree in Finance from Boston University and resides in Greenwich, Connecticut.

Board Members - Ali Forney [cached]

Desmond P. Smith

Desmond Smith ... [cached]

Desmond Smith photo

Desmond Smith is a lover of food, films, and positive living. A true Renaissance man, he vows each day to bring positivity and light everywhere he goes. He graduated with a Bachelors Degree in Hospitality Management with an Associates Degree in Culinary Arts from Johnson & Wales University.
During his educational experience Desmond was involved in several campus organizations, including track & field, culinary competitions, and leadership seminars. He was vice president of a young men's service organization called "Men of Distinction. The organization volunteers in the local community and provides a space for young men to achieve professional and personal achievements.
Desmond is also known for his involvement in Johnson & Wales University's theater program-both behind the scenes, assistant and technical directing, and stage performances.
Desmond credits his love for the arts and food to his mother (a teacher), who taught him to live each day as his masterpiece, and to prepare each meal with love and respect.

MortgageStats [cached]

Capital One Financial Corp. said that Desmond Smith has joined the company as head of sales for Capital One Home Loans.

Smith joins Capital One from Citibank in New York where he served as managing director responsible for all originations across channels including distributed retail, direct to consumer, relationship retail, strategic markets and correspondent lending.
Prior to joining Citigroup, he was senior vice president of national retail sales at JPMorgan Chase Bank.

Pat Mayfield Consulting, LLC - Testimonials [cached]

Desmond P. Smith, Sr. Vice President, JPMorgan Chase Bank, N. A.

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