No Photo Available

Last Update

2016-05-12T00:00:00.000Z

This profile was last updated on .

Is this you? Claim your profile.

Wrong Denise DeCarolis?

Denise DeCarolis

Branch Manager

New American Funding

Direct Phone: (800) ***-**** ext. ****       

Email: d***@***.com

Get ZoomInfo Grow

+ Get 10 Free Contacts a Month

Please agree to the terms and conditions

I agree to the Terms of Service and Privacy Policy. I understand that I will receive a subscription to ZoomInfo Grow at no charge in exchange for downloading and installing the ZoomInfo Contact Contributor utility which, among other features, involves sharing my business contacts as well as headers and signature blocks from emails that I receive.

New American Funding

14511 Myford Road Suite 100

Tustin, California 92780

United States

Company Description

New American Funding is a Fannie Mae, Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender. The company is licensed in multiple states across the nation, has over 122 branch locations and offers a vari ... more

Find other employees at this company (2,266)

Background Information

Employment History

Mortgage Professional

Freedmont Mortgage Corporation

Sales Manager

1st Mariner Bank

Web References (6 Total References)


Denise DeCarolis, Operations ...

www.1stmarinerbank.com [cached]

Denise DeCarolis, Operations Manager at VAMortgage.com, a division of 1st Mariner Bank, says there's an upfront mortgage insurance premium of 1.75% of the base loan amount. An additional .80 to .85% of what you still owe each year is paid in monthly installments for the life of a 30-year loan. For loans of as much as $625,500, FHA's current ceiling in most areas, annual fees can be as high as 1.05%.

In spite of insurance costs, FHA loans can be a good choice. For one thing, the agency is "a lot more lenient" in terms of borrower requirements than those that must be met to qualify for most conventional loans, according to DeCarolis.
Department of Veterans Affairs loans
Veterans and some spouses and widows can qualify for a VA loan. No down payment is required if the mortgage is below the loan limits for the county. If the seller pays closing costs, DeCarolis says, it's possible for a veteran to become a homeowner without putting a single dollar into the transaction. In addition, borrowers don't have to pay mortgage insurance the way they would with an FHA loan.
"If you're a veteran, this is the best loan," says DeCarolis. "The VA is truly looking out for the borrower, the veteran."
U.S. Department of Agriculture loans
USDA loans are designed to help people with lower incomes buy property in rural areas, and DeCarolis says many borrowers are surprised that their geographic location is classified that way. Buyers must meet income requirements, which vary based on location. Like VA loans, USDA loans don't require a down payment. "It's really a good deal," DeCarolis says.


Denise DeCarolis, Operations ...

www.1stmarinerbank.com [cached]

Denise DeCarolis, Operations Manager at VAMortgage.com, a division of 1st Mariner Bank, says there’s an upfront mortgage insurance premium of 1.75% of the base loan amount. An additional .80 to .85% of what you still owe each year is paid in monthly installments for the life of a 30-year loan. For loans of as much as $625,500, FHA’s current ceiling in most areas, annual fees can be as high as 1.05%. In spite of insurance costs, FHA loans can be a good choice. For one thing, the agency is "a lot more lenient" in terms of borrower requirements than those that must be met to qualify for most conventional loans, according to DeCarolis. Department of Veterans Affairs loans Veterans and some spouses and widows can U.S. Department of Veterans Affairs" onclick="alert('You are now leaving the 1st Mariner Bank website.');" href="http://www.benefits.va.gov/homeloans/purchaseco_eligibility.asp" target="_blank">qualify for a VA loan. No down payment is required if the mortgage is below the U.S. Department of Veterans Affairs" onclick="alert('You are now leaving the 1st Mariner Bank website.');" href="http://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp" target="_blank">loan limits for the county. If the seller pays closing costs, DeCarolis says, it’s possible for a veteran to become a homeowner without putting a single dollar into the transaction. In addition, borrowers don’t have to pay mortgage insurance the way they would with an FHA loan. “If you’re a veteran, this is the best loan,” says DeCarolis. “The VA is truly looking out for the borrower, the veteran.” U.S. Department of Agriculture loans USDA loans are designed to help people with lower incomes buy property in U.S. Department of Agriculture" onclick="alert('You are now leaving the 1st Mariner Bank website.');" href="http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do" target="_blank">rural areas, and DeCarolis says many borrowers are surprised that their geographic location is classified that way.


1st Mariner Bank - Loans

www.1stmarinerbank.com [cached]

Denise DeCarolis, Operations Manager at VAMortgage.com, a division of 1st Mariner Bank, says there’s an upfront mortgage insurance premium of 1.75% of the base loan amount. An additional .80 to .85% of what you still owe each year is paid in monthly installments for the life of a 30-year loan. For loans of as much as $625,500, FHA’s current ceiling in most areas, annual fees can be as high as 1.05%. In spite of insurance costs, FHA loans can be a good choice. For one thing, the agency is "a lot more lenient" in terms of borrower requirements than those that must be met to qualify for most conventional loans, according to DeCarolis. Department of Veterans Affairs loans Veterans and some spouses and widows can U.S. Department of Veterans Affairs" onclick="alert('You are now leaving the 1st Mariner Bank website.');" href="http://www.benefits.va.gov/homeloans/purchaseco_eligibility.asp" target="_blank">qualify for a VA loan. No down payment is required if the mortgage is below the U.S. Department of Veterans Affairs" onclick="alert('You are now leaving the 1st Mariner Bank website.');" href="http://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp" target="_blank">loan limits for the county. If the seller pays closing costs, DeCarolis says, it’s possible for a veteran to become a homeowner without putting a single dollar into the transaction. In addition, borrowers don’t have to pay mortgage insurance the way they would with an FHA loan. “If you’re a veteran, this is the best loan,” says DeCarolis. “The VA is truly looking out for the borrower, the veteran.” U.S. Department of Agriculture loans USDA loans are designed to help people with lower incomes buy property in U.S. Department of Agriculture" onclick="alert('You are now leaving the 1st Mariner Bank website.');" href="http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do" target="_blank">rural areas, and DeCarolis says many borrowers are surprised that their geographic location is classified that way.


1st Mariner Mortgage : Consumer Direct, MD Office

6070102525.brokersite.com [cached]

Denise Decarolis

Direct (410) 529-1942
Email: ddecarolis@1stmarinerbank.com


1st Mariner Mortgage : Denise Decarolis

6070102525.brokersite.com [cached]

Denise Decarolis 1st Mariner Mortgage : Denise Decarolis

...
Denise Decarolis
3301 Boston Street
Baltimore, MD 21224

Similar Profiles

Other People with this Name

Other people with the name DeCarolis

Danielle DeCarolis
Collabera

Timothy DeCarolis
Temple University

Yvonne Decarolis
Trimen

Paul DeCarolis
DeCarolis Truck Rental Inc

Jenn DeCarolis
Hewlett-Packard Company

City Directory Icon

Browse ZoomInfo's Business Contact Directory by City

People Directory Icon

Browse ZoomInfo's
Business People Directory

Company Directory Icon

Browse ZoomInfo's
Advanced Company Directory