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Wrong Debra Shultz?

Ms. Debra Shultz

Senior Vice President of Mortgage Lending

Guaranteed Rate , Inc.

Direct Phone: (212) ***-****       

Email: d***@***.com

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Guaranteed Rate , Inc.

3940 N. Ravenswood

Chicago, Illinois 60613

United States

Company Description

The Guaranteed Rate Foundation was established with one simple objective: Impact the lives of employees, their families and their communities in times of need in a meaningful and positive way. Since our founding in 2012, the Foundation has helped over 8 ... more

Find other employees at this company (5,136)

Background Information

Employment History


The Manhattan Mortgage Company

Managing Director

Family Home Finance


Certified Mortgage Advisor
CMPS Institute of Michigan


Bachelor's Degree

Business Administration & Marketing

Hofstra University

Web References (36 Total References)

The increase in rates was expected, ... [cached]

The increase in rates was expected, said Debra Shultz, senior vice president of mortgage lending at Guaranteed Rate.

"Our management has been preparing us for months and months and months now that rates are going to go up," Shultz said. They've been saying to "'get out there and work on purchases, rates are not going to be down for much longer.' This has been going on for at least three months."
In Manhattan, sources concurred that rising rates would even out what has been an "insane" seller's market during the past few months, Shultz said.
Shultz said with rising rates, some buyers may back off or wait longer to move, since "higher rates mean higher mortgage payments."

LLNYC » Getting around the all-cash deal [cached]

The other option, cash-out refinancing, is far less common for two reasons: The mortgage generally carries a high interest rate and the buyer is more likely to receive a smaller loan amount, said Debra Shultz, senior vice president of mortgage lending at Guaranteed Rate.

Fannie Mae’s new deposit guidelines to speed mortgage lending process, experts say | Rothman and Tobin, Real Estate Lawyers [cached]

The change is small, noted Debra Schultz, senior vice president of mortgage lending at Guaranteed Rate, but she estimated the new rule would speed up mortgage loan processing by 10 percent. "[This] cuts down on the paperwork in some matter," she said.

In The News | Romer Debbas, LLP [cached]

Real Estate FAQ of the Month -"How to Purchase in AIR Buildings" March 2014-written by Debra Shultz of Guaranteed Rate, Pierre Debbas & Michael Romer.

The drop in mortgage rates below ... [cached]

The drop in mortgage rates below 4 percent has cut into Debra Shultz's sleep. The New York mortgage banker is busier than she's been in months, working with three dozen homeowners eager to lower their payments. Shultz helped a homeowner in the Greenwich Village neighborhood of New York on Oct. 15 lock in a 3.63 percent interest rate for a 30-year fixed jumbo mortgage of more than $900,000. An hour later, the rate jumped to 3.75 percent. One lender Shultz deals with changed its rates six times that day. "It just went crazy," says Shultz, a senior vice president for mortgage lending at Guaranteed Rate in New York.

I sent out a blast e-mail to 1,600 clients and had 30 responses right away."-Debra Shultz

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