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2016-05-05T00:00:00.000Z

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Wrong Dave Muti?

Mr. Dave Muti

Sales Consultant

Global Home Improvement Inc

Direct Phone: (973) ***-****       

Email: d***@***.com

Global Home Improvement Inc

1680 Loretta Ave

Feasterville, Pennsylvania 19053

United States

Company Description

Global Home Improvement's mission is to exceed the expectations of all our customers when it comes to service and value. We install premium products that are designed to increase energy efficiency and allow for low maintenance and beauty for your home's e... more

Find other employees at this company (30)

Background Information

Employment History

Energy Broker At NJPowerChoice.com

NJPowerChoice.com

Contributor

Pittsburgh Post-Gazette

Affiliations

Founding Member
P.O.N.O. Training

Committee Member
Morris County Chamber of Commerce

Board Member
CDFund.org

Member
Trulia Inc

Founding Member and President
forgottenequity.com

Board Member
Chronic Disease Fund

Education



Ithaca College

JD

JD

Ithaca College

Web References (128 Total References)


Meet The Team

www.globalhomeinc.com [cached]

Dave Muti


Mortgage Advice | Mortgage Questions | Book About Mortgages | Get Mortgage Advice

mortgageswhatyouneedtoknow.com [cached]

Worse, says David Muti, a mortgage planner in Parsippany, N.J., and the author of a new book, "Mortgages: What You Need to Know" (Pocket Guide Press), you will have a long road ahead to repair it. According to Muti, who is with Millenium Home Mortgage, you should be able to find a stated income loan with verified assets at any number of small savings-and-loans. Their rates are surprisingly close to fully documented programs, he reports, but the rate is somewhat higher than a fully documented loan and the maximum loan-to-value ratio is usually 75%. Also, applicants must have two years of continuous employment. "The problem you face is that your wife is a student," he says. "Therefore, she won't qualify. But Muti isn't so sure that you need to refinance right now anyway. Since you still have two years left before any adjustment, you have enough time to repair your credit to be able to put the loan in your name again. Furthermore, if you were to refinance today, Muti wouldn't put you in a 30-year loan. Because you aren't likely to live in your home that long or carry the mortgage to fruition, he recommends a hybrid ARM in which the rate is fixed for up to 10 years and then adjusts on an annual basis thereafter. "This would provide you with better use of your cash flow while still providing you with long-term peace of mind with your mortgage," he says.

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Dave Muti Mortgage Questions
David A. Muti, JD, RMA, is an accomplished author, key-note speaker, business trainer and most importantly husband and father. Mr. Muti is also a Senior Mortgage Planner with Millenium Home Mortgage, LLC based in New Jersey. In this role he manages a team of specialists who assist clients in the purchase and refinancing of their homes and investment properties.


Mortgage Book | Questions about Mortgage | Answers to Mortgage Questions | Dave Muti

mortgageswhatyouneedtoknow.com [cached]

Dave Muti

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Dave Muti - Mortgage Advice
David A. Muti, JD, RMA, is an accomplished author, key-note speaker, business trainer and most importantly husband and father. Mr. Muti is also a Senior Mortgage Planner with Millenium Home Mortgage, LLC based in New Jersey. In this role he manages a team of specialists who assist clients in the purchase and refinancing of their homes and investment properties.
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Dave Muti on CNN Open House


Mortgage Crisis | Mortgage Rates | Mortgage Planning Book | Mortgage Book on Radio

mortgageswhatyouneedtoknow.com [cached]

David A. Muti, JD, RMA

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David A. Muti, JD, RMA Dave Muti on Daily Record - Todays financial and real estate
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Dave Muti on Daily Record - Refinancing Home Loans
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Dave Muti on Smart Money - Financial Crisis Answer Center
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Dave Muti on creditcard.com - Protect yourself on black Friday November 2008... Read Dave Muti on Housing Giants - About the Mortgage Crisis
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Dave Muti and Financial Bus Tour on CNN Open House
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David A. Muti, JD, RMA
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David A. Muti, JD, RMA
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David A. Muti, JD, RMA
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David A. Muti, JD, RMA
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Dave Muti
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Mortgage Book - Dave Muti


Mortgage Book | Retirement Planning | Home Mortgage | Mortgage Questions | Mortgage Advice

mortgageswhatyouneedtoknow.com [cached]

Information, photos and book images on this page can be used for new items, corporate brochures, programs, web pages and the like if you require information for an article, interview or if Dave Muti is to speak or sign books at one of your events.

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It can also be used for corporate brochures, programs, web pages and the like if Dave Muti is to speak or sign books at one of your events.
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The images on this page can be used for corporate brochures, programs, web pages and the like if Dave Muti is to speak or sign books at one of your events.
...
Dave Muti Mortgage Questions
David A. Muti, JD, RMA, is an accomplished author, key-note speaker, business trainer and most importantly husband and father. Mr. Muti is also a Senior Mortgage Planner with Millenium Home Mortgage, LLC based in New Jersey. In this role he manages a team of specialists who assist clients in the purchase and refinancing of their homes and investment properties.

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