"We asked: 'Do you believe your home would be destroyed or damaged from a Category 4 storm with winds of 150 miles per hour?' And, we asked: 'Would your home be damaged or destroyed by a Category 4 storm surge?'" says Brandon Bolinski, regional hurricane program manager for FEMA.
"Time and time again, they responded, 'My home is vulnerable in Category 4 winds, but not storm surge.' "
In other words, people who had just endured a hurricane - even one that took lives - could process only how they would handle a storm just like it.
"In the behavioral analysis, people said, 'I went through Hurricane Charley.
Next time, if I just put shutters up, I'll be just fine'," Bolinski
Know your home," says Bolinski, of FEMA.