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2016-06-02T00:00:00.000Z

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Mr. Alex Horowitz

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The Pew Charitable Trusts

901 E Street Nw

Washington D.C., District of Columbia 20004

United States

Company Description

The Pew Charitable Trusts is driven by the power of knowledge to solve today’s most challenging problems. Pew applies a rigorous, analytical approach to improve public policy, inform the public and stimulate civic life. We partner with a diverse range ... more

Find other employees at this company (1,173)

Background Information

Employment History

Analyst

Peter D. Hart Research Associates , Inc.

Media Relations Coordinator

Florida Marlins

Education

bachelor's degree

sociology

Harvard University

Web References (65 Total References)


Alex Horowitz, comparison ...

www.calculatestocks.com [cached]

Alex Horowitz, comparison officer with Pew's small-dollar loans project, slammed a CFPB proposal. "Borrowers are looking for 3 things from payday loan reform: Lower prices, tiny installment payments, and discerning loan approval. The CFPB offer went 0 for three," says Horowitz.

Under a due rule, Horowitz says a payday installment loan of $400, repaid over 3 months, will still cost a borrower $350 to $400 in fees.


"Borrowers wish 3 things: reduce prices, ...

www.calculatestocks.com [cached]

"Borrowers wish 3 things: reduce prices, tiny installment payments, and discerning approval," says Alex Horowitz, a comparison researcher with Pew.


Alex Horowitz, the senior ...

tribbleagency.com [cached]

Alex Horowitz, the senior officer of Pew's small-dollar loan project agreed, saying that the longer-term, low interest-rate loans are good, but historically the use of those products is much too small to make a real difference.


CFPB Payday Loan Rules Still Have a Long Way to Go - The Atlantic

feedproxy.google.com [cached]

Alex Horowitz, the senior officer of Pew's small-dollar loan project agreed, saying that the longer-term, low interest-rate loans are good, but historically the use of those products is much too small to make a real difference. To be truly effective, he said, regulations would need to accomplish three things for borrowers: lower prices and fees, smaller installment payments, and quicker application processing. The new rules "provide more paperwork for the same 400 percent APR loan," he says. "That's not consumer protection."

...
But Horowitz says that the current version of the payday rules don't provide enough clarity or incentive for those institutions to do so without fear of running afoul of their own regulators.


Google to ban payday lending ads, calling industry 'harmful' - EastBayTimes.com

www.insidebayarea.com [cached]

Two-thirds of the revenue and loans generated in the industry is done at brick-and-mortar shops, as opposed to online payday loans, said Alex Horowitz, an expert on the payday lending industry at Pew.

"I wouldn't say it's a drop in the bucket, but there's a large part of the industry that will remain unaffected," he said.

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