Khaled Kamal Refaat K.K.R

• Asisstant General Manager (Retail Banking )

  SAIB (Egypt) Societe Arabe Internationale de Banque

• Branch Manager ( Retail Banking Group)

  NSGB ( Egypt) National Societe General Bank

• Credit Operations and Admin. Manager

  NBS Sharjah UAE National Bank Of Sharjah

• Asst.Vice President Credit Administration . Retail and Commercial

  Osool A Finance Co Affiliated with MashreqBank

• Senior Credit Administration Officer ( Projects Finance and Real Estate)

  Mashreq Bank UAE Commercial Group

• Senior Retail Officer (Retail Division Head Office)

  Mashreq Bank UAE Retail Group

• Officer ( Authorized Signatory )

  Egyptian American Bank – Cairo Egypt

No membership or affiliation information is available.

• First Certificate in English

  Cambrage University Course

• Bachelor of Commerce, Accounting

  Ain Shams UniversityCairo, Egypt

I am a professional individual, with a proven track record of more than 27 years in Banking, Since the start of my Banking career in 1980, I have progressively moved up the rank and now I am holding the position of Asisstant General Manager in charge of Retail Banking with Societe Arabe Int. de Banque "SAIB", during the years I have gained a wealth of experience in Retail Credit and Marketing, Customer Service, Banking operations, , Legal Banking and Credit Quality Control, in which my performance was marked with integrity and high levels of productivity.

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• Khaled Kamal Refaat