Aon Corporation (Aon), through its various subsidiaries, serves its clients through operating segments, Risk and Insurance Brokerage Services, which acts as an advisor and insurance broker, helping clients manage their risks, as well as negotiating and placing insurance risk with... more
American International Group, Inc. (AIG) is a holding company which, through its subsidiaries, is engaged in a range of insurance and insurance-related activities in the United States and abroad. AIG's primary activities include both General Insurance and Life Insurance & Retirement... more
Marsh, the world's leading insurance broker and business risk adviser, has 26,000 employees and provides advice and transactional capabilities to clients in over 100 countries. Marsh is a unit of Marsh & McLennan Companies (MMC), a global professional services firm with approximately... more
CIGNA acquires AFIA, founded in 1918, an international insurance underwriting association that reaches customers in more than 100 countries. CIGNA Reinsurance pioneers reinsurance for organ transplants, allowing smaller insurers and HMOs to cover these rare and expensive operations. ... more
Fidelity National Financial, Inc. (FNF) is a holding company that is a provider, through its subsidiaries, of title insurance, specialty insurance and claims management services. The Company also provides flood insurance, personal lines insurance and home warranty insurance through its... more
AIG Affinity Group Services, a division of the property and casualty subsidiaries of American International Group, Inc. (NYSE: AIG), customizes distribution programs for AIG member companies and corporate clients. AIG is the world's leading international insurance and financial services... more
Assurant Specialty Property businesses are leading providers of creditor-placed homeowners insurance, collateral protection programs and related outsourcing services. They develop, underwrite, market and administer specialty property and personal lines of insurance through collaborative... more
Arthur J. Gallagher & Co. (Gallagher) is engaged in providing insurance brokerage, risk management and third-party claims settlement and administration services to entities in the United States and abroad. It operates in three segments: Brokerage, Risk Management and Financial Services.... more
The Chubb Corporation (Chubb) is a holding company for a family of property and casualty insurance companies known as the Chubb Group of Insurance Companies (the P&C Group). The P&C Group is divided into three business units: Chubb Commercial Insurance, Chubb Commercial Insurance and... more
A.M. Best Co., established in 1899, is the world's oldest and most authoritative insurance rating and information source.
CUNA Mutual Group is the leading provider of financial services to credit unions and their members worldwide.
Safeco Corporation (Safeco) is an insurance holding company. The Company, through its subsidiaries, is licensed to provide property and casualty (P&C) insurance along with related services to drivers, homeowners and small and mid-sized businesses in all 50 states in the United States. It... more
Tracing its roots back to 1871, Sun Life Financial has grown to become a leading international provider of financial services with total assets under management of $345 billion at September 30, 2000. The Sun Life Financial group of companies provide a wide range of savings, retirement,... more
UnumProvident (UNM) is the largest provider of group and individual disability income protection insurance in North America. Through its subsidiaries, UnumProvident Corporation insures more than 25 million people and paid $5.9 billion in total benefits to customers in 2004. With primary... more
Liberty Mutual was founded in Massachusetts in 1912 to provide workers compensation coverage to employers in that state. Today, Liberty Mutual Group is a financially diversified group of companies providing insurance and financial services worldwide. One of the largest multi-line... more
CNA is the country's seventh largest commercial insurance writer and the 14th largest property and casualty company. CNA's insurance products include standard commercial lines, specialty lines, surety, marine and other property and casualty coverages. CNA's services include risk... more
The BISYS Group, Inc. (NYSE: BSG) provides outsourcing solutions that enable investment firms, insurance companies, and banks to more efficiently serve their customers, grow their businesses, and respond to evolving regulatory requirements. Its Investment Services group provides... more
Founded in 1954 and headquartered in Columbus, Ohio, Assurex Global combines the experience and expertise of 20,000 professionals in every major city on six continents. The 117 independently owned broker Partners comprise the world's largest privately held risk management, commercial... more
USI Holdings Corporation (USI) is a distributor of property and casualty insurance, and employee benefits products. The Company operates in two segments: Insurance Brokerage and Specialized Benefits. The Insurance Brokerage segment offers general and specialty P&C insurance; individual... more
Fireman's Fund Insurance Company is a premier property and casualty insurance company providing personal, commercial and specialty insurance products nationwide. Founded in 1863 with a mission to support firefighters, Fireman's Fund continues this mission today through the Fireman's Fund... more
Farmers Insurance Group of Companies® is the nation's third-largest Personal Lines Property & Casualty insurance group and provides Homeowners, Auto, Business, Life insurance and financial services to more than 10 million households through 17,000 exclusive and independent agents and... more
The St. Paul Companies is headquartered in Saint Paul, Minn., and provides commercial property-liability insurance and non-life reinsurance worldwide. The St. Paul reported 2000 revenue of more than $8.6 billion, total assets of $41 billion, and is ranked No. 204 on the Fortune 500 list... more
Liberty Mutual is Boston based company. Based on the revenue of 2004, it is listed in fortune500 of U.S. largest companies with a rank of 111.
ABD provides insurance brokerage, employee benefits consulting and risk management solutions to business clients across the United States and around the world. An industry leader and innovator, ABD is widely recognized for its collaborative, client focused culture and leading edge... more
Milliman USA Inc., headquartered in Seattle, serves the full spectrum of business, financial, government and union organizations. Founded in 1947 as Milliman & Robertson, it has 28 offices in the United States as well as offices in London, Bermuda, Hong Kong, Melbourne and Tokyo. It is a... more
For three decades, Beecher Carlson has been helping residential developers and builders explore and understand the many alternatives that exist to traditional insurance. We specialize in helping our clients with the feasibility, design, implementation and management of captives and other... more
Zurich Financial Services (www.zurich.com) is an insurance-based financial services provider with a global network that focuses its activities on its key markets in North America and Europe. Founded in 1872, Zurich is headquartered in Zurich, Switzerland. Through its offices in more than... more
International SOS (http://www.internationalsos.com ) is the world's leading provider of medical assistance, international healthcare, security services and outsourced customer care.
FM Global provides comprehensive global commercial and industrial property insurance, engineering-driven underwriting and risk management solutions, groundbreaking property loss prevention research and prompt, professional claims handling. As a mutual company, our products and services... more
Amerisure is a property/casualty insurance company that believes in the power of partnership: developing strong, respectful and mutually beneficial partnerships with agencies, policyholders and employees. The mission is equally clear: build franchise value for partner agencies and... more
Royal & SunAlliance is one of the world's leading multinational quoted insurance groups, with the capacity to write business in over 130 countries and with major operations in the UK, Scandinavia, Canada, Ireland, the Middle East and Latin America. Focusing on general insurance, it has... more
Willis Group Holdings Limited is a leading global insurance broker, developing and delivering professional insurance, reinsurance, risk management, financial and human resource consulting and actuarial services to corporations, public entities and institutions around the world. With over... more
Headquartered in Chicago, IL, Hub International Limited is a leading North American insurance brokerage that provides a broad array of property and casualty, reinsurance, life and health, employee benefits, investment and risk management products and services through offices located in... more
Ameriprise Financial, Inc. is engaged in providing financial planning, products and services that are designed to be utilized as solutions for its clients' cash and liquidity, asset accumulation, income, protection, and estate and wealth transfer needs. As of December 31, 2007, the... more
Crawford & Company is an independent provider of claims management solutions to insurance companies and self-insured entities, with a global network of more than 700 locations, in 63 countries. Service lines include property and casualty claims management, integrated claims and medical... more
At HRH, we provide customized and innovative insurance and risk management solutions for businesses, associations and individuals. We offer our clients specialist knowledge in a wide range of industries and products, competitive pricing, unparalleled service, and access to the best... more
Radian Group Inc. is a credit enhancement company. The Company offer products and services through three business segments, which includes mortgage insurance, financial guaranty and financial services. The mortgage insurance business provides credit protection for mortgage lenders and... more
The WCB is a not-for-profit mutual insurance corporation funded entirely by employers. The WCB provides cost effective workplace liability and disability insurance to more than one million workers and 87,000 employers.
CNA Financial Corporation (CNAF) is an insurance holding company. The Company’s property and casualty insurance operations are conducted by Continental Casualty Company (CCC) and The Continental Insurance Company (CIC) and affiliates. Loews Corporation (Loews) owned approximately 89% of... more
XL Capital Ltd (XL) is a provider of insurance and reinsurance coverage to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. The Company operates through four business segments: Insurance, Reinsurance, Life Operations... more
The City currently serves about 130,000 customers. On average, each person contributes about 50 to 100 gallons of used water each day to the wastewater flow. Sanitary sewer lines carry wastewater from sinks, showers, toilets, washing machines and industries. Thirty-six pumping stations... more
CorVel Corporation (CorVel) is an independent nationwide provider of medical cost containment and managed care services designed to manage the medical costs of workers’ compensation and other healthcare benefits, primarily for coverage under group health and auto insurance policies. The... more
William Gallagher Associates (WGA) is a leading provider of insurance brokerage, risk management and employee benefits services to companies with complex risks and dynamic needs. WGA has product specialization in many areas including risk management, executive risk, employee benefits,... more
The PMI Group, Inc. (NYSE:PMI), headquartered in Walnut Creek, CA, is an international provider of credit enhancement products that promote homeownership and facilitate mortgage transactions in the capital markets. Through its wholly owned subsidiaries and unconsolidated strategic... more
Brown & Brown, Inc. (Brown & Brown) is a diversified insurance agency, wholesale brokerage, insurance programs and service organization. The Company markets and sells to its customers insurance products and services, primarily in the property, casualty and employee benefits areas. As an... more
Unitrin, Inc. (Unitrin) through its subsidiaries, is engaged in providing property and casualty insurance, life and health insurance, and consumer finance services. The Company conducts its operations through five operating segments: Kemper, Unitrin Specialty, Unitrin Direct, Life and... more
Acordia, Inc., headquartered in Chicago, Ill., is a subsidiary of Wells Fargo & Company, a $312 billion diversified financial services company. Acordia is "America's Local Insurance Broker," with 147 offices in North America. Its 4,500 insurance professionals place in excess of $6 billion... more
Ranked as one of the nation's leading professional services firms, Palmer & Cay's mission is to provide creative solutions in the areas of insurance, risk management, employee benefits, compensation and investments. As independent advisors, we offer practical and cost-effective... more
ITEM 1. Business General Development of Business ACE Limited (ACE) is the Bermuda-based holding company of the ACE Group of Companies incorporated with limited liability under the Cayman Islands Companies Law. We created our business office in Bermuda in 1985 when we initially... more
Munich Re is the world's largest reinsurance company and is the leading life and health reinsurer in Canada. With over 5,000 employees worldwide, Munich Re provides risk management solutions to more than 5,000 companies in 150 countries.
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