The Bank of New York Company, Inc. (NYSE: BK) is a global leader in providing a comprehensive array of services that enable institutions and individuals to move and manage their financial assets in more than 100 markets worldwide. The Company has a long tradition of collaborating with... more

Deutsche Bank is a leading global investment bank with a strong and profitable private clients franchise. A leader in Germany and Europe, the bank is continuously growing in North America, Asia and key emerging markets. With 78,275 employees in 76 countries, Deutsche Bank offers... more

HSBC USA Inc. (HUSI) is a bank holding company. Through its affiliation with The Hongkong and Shanghai Banking Corporation Limited (HSBC), HUSI offers its customers access to global markets and services. Through its principal commercial banking subsidiary, HSBC Bank USA, National... more

With close to 57,000 employees and $396 billion in assets, Scotiabank Group and its affiliates serve approximately 12 million customers in some 50 countries around the world, offering a diverse range of products and services, including personal, commercial, corporate and investment... more

ICICI Bank (NYSE:IBN) is India's second largest bank and largest private sector bank with assets of Rs.

ShoreBank is America's first and leading community development and environmental bank committed to building vibrant communities by providing access to financial services and information to create economic equity and a healthy environment. Based in Chicago, ShoreBank has $1.8 billion in... more

Citibank is the world's biggest provider of private banking, and specializes in offering custom solutions from all areas of finance. In Germany, Citibank has some 300 branches throughout the country. Its approach stands for innovation and customer focus: thus it was one of the first to... more

Barclays PLC is a global financial services provider engaged in retail and commercial banking, credit cards, investment banking, wealth management and investment management services. The Company, along with its subsidiaries, operates through six business segments: UK Banking, Barclaycard,... more

Following the merger of Halifax and Bank of Scotland in September 2001, HBOS has 22 million customers and a relationship with two out of every five households in the UK. With assets of over £380 billion, it is the UK's largest mortgage and savings provider as well as being a major player... more

Standard Chartered employs 38,000 people in 950 locations in more than 50 countries in the Asia Pacific Region, South Asia, the Middle East, Africa, the United Kingdom and the Americas. Standard Chartered is one of the world's most international banks, with employees representing 80... more

Alliance & Leicester is a major UK financial services group, providing a comprehensive range of mortgage, investment, personal banking and insurance products, cash transmission services and corporate banking facilities. Based in Leicester, UK, the company has more than six million... more

Bank of Scotland Corporate is leading the syndicate, which includes Barclays and Abbey, in providing a total of funding of £150million to Vale. Each member of the syndicate has provided a £10 million increase in the facility with Bank of Scotland Corporate providing the largest tranche of... more

City National Corporation (NYSE: CYN) is a financial services company with $12.4 billion in total assets. Its wholly owned subsidiary, City National Bank, is the second largest independent bank headquartered in California. As California's Premier Private and Business Bankâ, City National... more

Hibernia is on Forbes magazine's list of the world's 2,000 largest companies and Fortune magazine's list of America's top 1,000 companies according to annual revenue. Hibernia has $22.1 billion in assets and 320 locations in 34 Louisiana parishes and 35 Texas counties. Hibernia... more

InsurBanc was founded by agents exclusively for agents. Why not bank with an ally? You can rely on us for custom products designed to underwrite your success, like acquisition and perpetuation financing, and cash management services perfectly suited to the way you do business. Let us... more

ITEM 4. INFORMATIONON THEBANKTheCompany has omitted portions of this item on the basis of  GeneralInstruction I(2)(a) and (d) to Form 10-K.HISTORYAND DEVELOPMENT OF THE BANKNationalWestminsterBank Plc is a public limited company registered in England and Wales No.... more

For more than 85 years, HomeStreet Bank has been committed to building long-term relationships with our customers and communities. HomeStreet opened in Seattle in 1921 as Continental Mortgage and Loan Company, financing the construction of single family homes, apartments and commercial... more

AMCORE Financial, Inc. (AMCORE), incorporated in 1982, is a bank holding company. The operations are divided into four business segments: Commercial Banking, Retail Banking, Investment Management and Trust and Mortgage Banking. AMCORE owns directly or indirectly all of the outstanding... more

BankMuscat SAOG is an Oman-based joint stock company engaged in commercial and investment banking activities through a network of 107 branches within the Sultanate of Oman, an overseas branch in Riyadh, Saudi Arabia, and a representative office in Dubai, United Arab Emirates. The Bank... more

Gold Banc Corporation, (NASDAQ: GLDB), with assets totaling over $4.1 billion, is one of the nation's premier community banking and financial services companies. Headquartered in Leawood, KS, Gold owns and operates a network of 31 community banks located throughout Florida, Kansas,... more

Community Bank is a regional bank, founded in 1945, that serves clients who seek the know-how, wherewithal and product span of a larger financial institution, as well as the market knowledge, customer service orientation and local focuses of a community bank. Based in Pasadena, it... more

Washington Trust Bancorp, Inc. (the Bancorp) is a bank holding and financial holding company. The Bancorp’s subsidiaries include The Washington Trust Company (the Bank) and Weston Securities Corporation (WSC). The Bancorp also owns all of the outstanding common stock of WT Capital Trust I... more

Central Pacific Bank was established in 1954 through a grassroots effort by WWII veterans to serve the needs of small businesses in Hawaii. By following its guiding principle of being loyal to its customers and community, Central Pacific Bank has become Hawaii's premier community bank.... more

MB Financial, Inc. (MB Financial) is a financial holding company with 73 banking offices located primarily in the Chicago area. The Company also has a banking office in the Philadelphia metropolitan area. Its primary market is the Chicago metropolitan area, in which it operates 72 banking... more

Founded in 1871, Kennebunk Savings Bank is a mutual savings bank and a true community bank. We offer a full range of commercial and personal financial products, technology enhanced access, uncommonly responsive service, and the highest level of commitment to our community.

Hibernia National Bank is the principal subsidiary of Hibernia Corporation, a Forbes 500 company. It has $16.6 billion in assets and 258 locations in 34 Louisiana parishes and in 16 Texas and two Mississippi counties. Hibernia Corporation's common stock (HIB) is listed on the New York... more

Banco Popular North America, headquartered in Chicago, Illinois, is one of the leading community banks in the U.S. with 146 branches in California, Florida, Illinois, New Jersey, New York and Texas. Its core businesses include retail and commercial banking services, mortgage and consumer... more

East West Bank is a full-service commercial bank serving consumers and businesses throughout California. For businesses, we offer a complete line of products and services, in addition to an experienced staff that is committed to helping their customers' enterprises succeed. At East West... more

Baylake Bank currently serves northeastern Wisconsin with complete financial services from checking and savings to estate planning. They are located at 26 community financial centers throughout Brown, Door, Green Lake, Kewaunee, Manitowoc, Outagamie, Waupaca, and Waushara Counties. An... more

The Washington Trust Company is a subsidiary of Washington Trust Bancorp, Inc., a $2.5 billion corporation headquartered in Westerly, Rhode Island . Founded in 1800, Washington Trust is the largest independent bank and the oldest community bank in the nation, headquartered in Rhode Island... more

Popular, Inc. is a diversified bank holding company. The Company operates in three target markets: Puerto Rico, the mainland United States, and processing and other technology services in Puerto Rico, Venezuela, Florida and the Dominican Republic. The Company offers in Puerto Rico an... more

Capital Bank Corporation serves as the financial holding company for its wholly owned subsidiaries, Capital Bank (the Bank), CB Trustee, LLC and Capital Bank Investment Services, Inc. In addition, the Company has interest in three trusts, Capital Bank Statutory Trust I, II and III... more

AMCORE Bank provides a comprehensive suite of integrated business services - far beyond the scope of most other community banks. Yet we maintain strong, local, decision-making relationships with our business and professional customers. AMCORE business solutions are designed to meet the... more

Nedcor has continued to make progress in the first year of its planned three-year strategic recovery programme and remains on track to achieve its 2004 targets. Operating expenses have continued to be managed closely and remain in line with expectations. Staff numbers have reduced by a... more

BankWest is a wholly owned subsidiary of HBOS plc, one of the world's largest financial services groups, with assets of about AUD$800 billion (£380 billion). BankWest is a full service bank which originated in Western Australia in 1895 and services more than 860,000 customers.... more

Signature Bank (NASDAQ: SBNY) is a full-service commercial bank with a steadily growing number of Private Client offices throughout the New York metropolitan area. We focus on serving the financial needs of privately owned businesses, their owners and senior managers-a group of clients... more

Americas United Bank is a commercial bank, primarily owned by successful Hispanic entrepreneurs and professionals from the greater Los Angeles area. The diversity of its directors coupled with a multicultural staff of bilingual employees has positioned Americas United Bank to become the... more

Ulster Bank was founded in 1836 and became a wholly owned subsidiary of NatWest in 1917. In March 2000, NatWest Group was the subject of a successful take-over bid by The Royal Bank of Scotland (RBS) and Ulster Bank Group is now a wholly owned subsidiary of the enlarged RBS group, one of... more

Macatawa Bank Corporation (Macatawa) is a financial holding company and the bank holding company for its wholly owned banking subsidiary, Macatawa Bank (the Bank), as well as Macatawa Investment Services, Inc., Macatawa Statutory Trust I and Macatawa Statutory Trust II. Macatawa Bank is a... more

PlainsCapital offers commercial financial services including commercial banking, commercial lending, treasury management, and commercial real estate lending.

Established in 1946 in Ankara with one branch as a privately owned commercial bank, Garanti Bank (www.garantibank.com) provides retail, commercial and corporate banking services through a network of 369 domestic branches and offices in Turkey, three overseas branches in Luxembourg, Malta... more

At MidAmerica Bank, we provide solutions for your unique needs. Whether you need to save for the future or for a short-term need, our wide variety of savings options enables you to reach your financial goals. You'll have peace of mind at MidAmerica Bank because all of our savings... more

Members Equity Bank has been specifically created to provide everyday Australians with innovative, low cost banking services. As a result , we are 100% committed to keeping banking costs low whilst delivering exceptional customer service. We believe in being upfront with everything we... more

"We are committed to providing our employees a stable, yet dynamic work environment with opportunities for learning and personal growth. Creativity and innovation are encouraged to improve our efficiency and to best serve our customers. Above all, our employees will be provided the same... more

Coast Bank of Florida is a regional bank serving the Tampa Bay area and is a wholly owned subsidiary of Coast Financial Holdings, Inc. Coast Financial Holdings, Inc. is a bank holding company and its common stock is traded on NASDAQ National Market under the trading symbol "CFHI".... more

In 2004, two long-time Connecticut community banks joined New Haven Savings Bank's 167-year history and created a new name for this alliance -- NewAlliance Bank. We are dedicated to being the bank you have always relied on to meet your immediate financial needs as well as achieve your... more

Sun Bancorp, Inc. is a multi-state bank holding company headquartered in Vineland, New Jersey. Its primary subsidiary is Sun National Bank, serving customers through 73 Community Banking Centers in Southern and Central NJ, Philadelphia, PA, and New Castle County, DE. The Bank is an Equal... more

Gold Bank provides trust and investment management services through Gold Trust Company. Founded in 1987, Gold Trust Company is a recognized leader in the financial services industry. Our mission is to cultivate long-term relationships with our clients and help them identify and fulfill... more

Seattle Financial Group is a growing network of innovative financial services dedicated to meeting the consumer's ever-changing needs. Comprised of Seattle Mortgage, Seattle Savings Bank and other brands, our company provides real estate financing, commercial and consumer banking... more

NBT Bank offers a wide range of financial products and services to help meet a variety of needs. We strive to ensure that our customers receive the highest level of service. For us, there is no finish line when it comes to customer service. Our personalized approach distinguishes us from... more