Sallie Mae, founded 28 years ago, provides funds for educational loans, primarily federally guaranteed student loans originated under the Federal Family Education Loan Program (FFELP). The company currently owns or manages nearly $72 billion in student loans and provides parents, students... more

The ADB is a multilateral development finance institution dedicated to reducing poverty in Asia and the Pacific. Established in 1966, it is now owned by 63 members, mostly from the region. It has over 26 offices worldwide and employs a staff of over 2,000, from 50 different countries.

Royal Bank of Canada (RBC) is a diversified financial services company. It provides personal and commercial banking, wealth management services, insurance, corporate and investment banking, and transaction processing services on a global basis. The Company operates through four business... more

The Bank of New York Company, Inc. (NYSE: BK) is a global leader in providing a comprehensive array of services that enable institutions and individuals to move and manage their financial assets in more than 100 markets worldwide. The Company has a long tradition of collaborating with... more

The Macquarie group (Macquarie) is a diversified international provider of specialist investment, advisory, trading and financial services in select markets around the world. Headquartered in Sydney, Australia, the Macquarie group comprises Macquarie Bank Limited (MBL), the leading... more

E-LOAN is a nationwide financial services company dedicated to providing consumers with a simple, easy and open way to obtain mortgage, auto loans, home equity loans, and online savings and certificate of deposit accounts. Since its launch in 1997, E-LOAN has drawn upon its pro consumer... more

Bank of America Corporation is a bank holding company. Through its banking subsidiaries (the Banks) and various non-banking subsidiaries throughout the United States and in selected international markets, Bank of America provides a diversified range of banking and non-banking financial... more

Washington Mutual, through its subsidiaries, is one of the nation's leading consumer and small business banks. At June 30, 2006, Washington Mutual and its subsidiaries had assets of $350.70 billion. The company has a history dating back to 1889 and its subsidiary banks currently operate... more

SunTrust Banks, Inc. (SunTrust) primarily operates as a financial services holding company. Through its principal banking subsidiary, SunTrust Bank (the Bank), the Company provides deposit, credit, and trust and investment services. Through its subsidiaries, SunTrust also provides... more

Ameriquest Mortgage Company, headquartered in Orange , Calif. , is a national mortgage lender committed to helping people achieve their homeownership dreams and financial freedom. To fulfill that mission, Ameriquest originates and services home mortgage loans through offices across the... more

Irwin Financial Corporation is a bank holding company headquartered in Columbus, Indiana, which focuses primarily on the extension of credit to small businesses and consumers, as well as providing the ongoing servicing of those customer accounts. Through its direct and indirect... more

Founded in 1969, Countrywide Financial Corporation (NYSE: CFC) is a member of the S&P 500 and Fortune 500. Countrywide, through its subsidiaries, provides mortgage banking and diversified financial services in domestic and international markets. Mortgage banking businesses include loan... more

Headquartered in Falls Church, Virginia, Capital One Financial Corporation (www.capitalone.com) is a holding company whose principal subsidiaries, Capital One Bank and Capital One, F.S.B., offer consumer lending products. Capital One's subsidiaries collectively had 40.1 million customers... more

ICICI Bank (NYSE:IBN) is India's second largest bank and largest private sector bank with assets of Rs.

National Australia Bank Limited is an international financial services company that provides a range of financial products and services. On September 25, 2007, the Company announced that it had entered into an agreement to sell its Commercial Fleet business. On October 8, 2007, it signed... more

GMAC LLC is an independent, globally diversified financial services Company with operations in approximately 40 countries. The Company operates in three primary lines of business: Global Automotive Finance, Mortgage (Residential Capital, LLC (ResCap)) and Insurance. The Automotive Finance... more

Nelnet, Inc. is an education planning and financing company focused on providing products and services to students, families and schools nationwide. The Company offers a range of pre-college, in-college and post-college products and services to students, families, schools and financial... more

ShoreBank is America's first and leading community development and environmental bank committed to building vibrant communities by providing access to financial services and information to create economic equity and a healthy environment. Based in Chicago, ShoreBank has $1.8 billion in... more

ORIX Venture Finance LLC, a member of the Corporate Finance Group of ORIX USA Corporation, with offices in Silicon Valley; Newport Beach, Calif.; Hartford, Conn.; New York; Northern Virginia; and Dallas, provides enterprise financing to mid- to late-stage companies via acquisition and... more

What is now Bank of the West has expanded over 130 years from the California frontier to its current position. The bank now serves nearly 4 million households and businesses in hundreds of communities in 19 Western and Midwestern states: Arizona, California, Colorado, Idaho, Iowa, Kansas,... more

AmSouth (NYSE: ASO) is a regional bank holding company with $53 billion in assets, more than 680 branch banking offices and 1,200 ATMs. AmSouth operates in Florida, Tennessee, Alabama, Mississippi, Louisiana and Georgia. AmSouth is a leader among regional banks in the Southeast in several... more

Bank One Corporation is the nation's sixth largest bank holding company, with assets of more than $260 billion. Bank One offers a full range of financial services to large corporate and middle market commercial customers and retail consumers.

US Bank Dealer Commercial Services provides a wide array of commercial banking and financing services to auto, marine, and recreational vehicle dealers. US Bank is part of U.S. Bancorp (NYSE:USB). With assets of $213 billion, U.S. Bancorp is the 6th largest financial holding company in... more

Marshall & Ilsley Corporation (NYSE: MI) is a diversified financial services corporation headquartered in Milwaukee, Wis., with $64.3 billion in assets. Founded in 1847, M&I Marshall & Ilsley Bank is the largest Wisconsin-based bank, with 193 offices throughout the state. In addition, M&I... more

GMAC Global Relocation Services (http://www.gmacglobalrelocation.com ) is a leading, full-service outsourcing partner of end-to-end employee relocation, assignment management and mobility consulting services for multinational organizations worldwide. The company serves corporations in 110... more

LendingTree, LLC is the nation's leading online lending exchange, providing a marketplace that connects consumers with multiple lenders that compete for their business. Since inception, LendingTree has facilitated more than 16 million loan requests and $109 billion in closed loan... more

Macquarie Group Limited acts as non operating holding company. Through its subsidiaries, it is engaged in offering a range of investing, commercial banking and retail financial services in Australia and selected financial services offshore. The Company operates in seven segments.... more

Doral Financial Corporation (Doral Financial) operates as a bank holding company. Doral Financial manages its business through four segments: banking (including thrift operations), mortgage banking, insurance agency and institutional securities. Through its principal banking subsidiary,... more

Credit.Com, headquartered in San Francisco, was co-founded in 1995 by Adam Levin, a former director of the New Jersey Division of Consumer Affairs, to give consumers access to accurate, trustworthy credit resources. The Credit.Com network provides consumers with vital products and... more

Independent Bank Corporation is a bank holding company. The Company owns the outstanding stock of Independent Bank (the Bank). On January 15, 2007, the Company sold substantially all of the insurance premium finance assets of Mepco Finance Corporation (Mepco) to Premium Financing... more

The PNC Financial Services Group, Inc. (PNC) is a diversified financial services companies in the United States, with businesses engaged in retail banking, corporate and institutional banking, asset management and global fund processing services. The Company provides its products and... more

State Employees' Credit Union offers a checking account that is convenient and affordable. By owning a SECU checking account, your $1 maintenance fee is automatically contributed to the SECU Foundation. The SECU Foundation promotes local and community development by primarily funding high... more

CoBank delivers comprehensive, flexible and effective financial solutions to our customers, who include U.S. agribusinesses, agricultural cooperatives, Farm Credit associations, and rural energy, communications and water companies. We also help some of our U.S. agribusiness customers sell... more

Collegiate Funding Services is a leading education finance company dedicated to providing students and their families with the practical advice and loan solutions they need to help manage and pay for the cost of higher education. Collegiate Funding Services also offers a comprehensive... more

A: Self-Help is a community development financial institution (CDFI), and is one of the largest CDFIs in the United States. Since its founding in 1980, Self-Help has provided $4.5 billion in financing to 45,000 homeowners small business owners, and other nonprofits, nationwide.... more

Thornburg Mortgage, Inc. is a single-family (one-to-four unit) residential mortgage lender that originates, acquires and retains investments in adjustable-rate and variable-rate mortgage (ARM) Assets, thereby providing capital to the single-family residential housing market. Its ARM... more

The Company is a leading independent retail mortgage banking company primarily engaged in the business of originating and selling residential mortgage loans. The Company offers a broad array of residential mortgage products targeted primarily to high-credit-quality borrowers over the... more

Impac Mortgage Holdings, Inc. (IMH) is a mortgage real estate investment trust (REIT), which through its Long Term Investment Operations is primarily invested in non-conforming Alt A mortgage loans (Alt-A) and to a lesser extent small balance commercial and multi-family loans. Its... more

China Construction Bank Corporation (the Bank) operates in three business segments: corporate banking, personal banking and treasury business. Its corporate banking products and services include corporate loans, trade financing, deposit taking activities, agency services, consulting and... more

TRF is a national leader in the financing of neighborhood revitalization. What began in 1985 as a small community development organization working in Greater Philadelphia, has evolved into a progressive, results-oriented, socially responsible community investment group that today works... more

Security Service Federal Credit Union is a $4.3 billion credit union with its corporate headquarters located in San Antonio, Texas. The credit union has built a reputation of strength, stability, and convenience by offering its members financial soundness, unmatched hours of service and... more

Hibernia is on Forbes magazine's list of the world's 2,000 largest companies and Fortune magazine's list of America's top 1,000 companies according to annual revenue. Hibernia has $22.1 billion in assets and 320 locations in 34 Louisiana parishes and 35 Texas counties. Hibernia... more

InsurBanc was founded by agents exclusively for agents. Why not bank with an ally? You can rely on us for custom products designed to underwrite your success, like acquisition and perpetuation financing, and cash management services perfectly suited to the way you do business. Let us... more

Headquartered in Austin, the Farm Credit Bank of Texas provides funds and services to 20 rural lending cooperatives in Alabama, Louisiana, Mississippi, New Mexico, and Texas. The bank is also active in the capital markets arena, participating in large loan opportunities in the food,... more

NovaStar Financial, Inc. is engaged in operating as a non-conforming residential mortgage portfolio manager. The Company previously originated, purchased, securitized, sold, invested in and serviced residential nonconforming mortgage loans and mortgage backed securities. It retained,... more

ITEM 4. INFORMATIONON THEBANKTheCompany has omitted portions of this item on the basis of  GeneralInstruction I(2)(a) and (d) to Form 10-K.HISTORYAND DEVELOPMENT OF THE BANKNationalWestminsterBank Plc is a public limited company registered in England and Wales No.... more

WaMu, through its subsidiaries, is one of the nation's leading consumer and small business banks. At June 30, 2007, WaMu and its subsidiaries had assets of $312.22 billion. The company has a history dating back to 1889 and its subsidiary banks currently operate approximately 2,700... more

IndyMac Bancorp, Inc. is the holding company for IndyMac Bank(R), the largest savings and loan in Los Angeles County and the 10th largest nationwide (based on assets). Through its hybrid thrift/mortgage banking business model, IndyMac is in the business of designing, manufacturing, and... more

The PNC Financial Services Group, Inc. (www.pnc.com) is one of the nation's largest diversified financial services organizations providing retail and business banking; specialized services for corporations and government entities, including corporate banking, real estate finance and... more