Citigroup Inc. (Citigroup) is a diversified global financial services holding company whose businesses provide a range of financial services to consumer and corporate customers. Citigroup is a bank holding company. As of March 31, 2008, Citigroup was organized into four major segments:... more

KeyCorp is a bank-based financial services company. KeyCorp is the parent holding company for KeyBank National Association (KeyBank), its principal subsidiary, through which its banking services are provided. KeyCorp provides a range of retail and commercial banking, commercial leasing,... more

Canadian Imperial Bank of Commerce (CIBC) is a diversified financial institution. CIBC was formed through the amalgamation of The Canadian Bank of Commerce and Imperial Bank of Canada. CIBC is a diversified financial institution, offering a range of financial products and services to... more

Royal Bank of Canada (RBC) is a diversified financial services company. It provides personal and commercial banking, wealth management services, insurance, corporate and investment banking, and transaction processing services on a global basis. The Company operates through four business... more

Wachovia Corporation (Wachovia) is a financial holding company and a bank holding company. It provides commercial and retail banking, and trust services through full-service banking offices in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois,... more

HSBC USA Inc. (HUSI) is a bank holding company. Through its affiliation with The Hongkong and Shanghai Banking Corporation Limited (HSBC), HUSI offers its customers access to global markets and services. Through its principal commercial banking subsidiary, HSBC Bank USA, National... more

Nordea Bank AB (the Bank) is a Sweden-based financial services group, operational in the Nordic and Baltic Sea regions. It is structured into three business segments: Nordic Banking, Banking and Capital Markets Products, as well as Savings and Life Products. The Bank operates through... more

At Commercial Federal Bank, we strive to provide Better Banking Every Day - not just to our customers, but also our potential employees, current employees, the communities we serve and our shareholders. We invite you to learn more about our products and services, our commitment to... more

ICICI Bank (NYSE:IBN) is India's second largest bank and largest private sector bank with assets of Rs.

National Australia Bank Limited is an international financial services company that provides a range of financial products and services. On September 25, 2007, the Company announced that it had entered into an agreement to sell its Commercial Fleet business. On October 8, 2007, it signed... more

Citibank is the world's biggest provider of private banking, and specializes in offering custom solutions from all areas of finance. In Germany, Citibank has some 300 branches throughout the country. Its approach stands for innovation and customer focus: thus it was one of the first to... more

State Bank of India (SBI) is owned by the Government of India and is the largest bank in the Indian subcontinent. If one measures by the number of branch offices (10,000 + as on March, 2008), SBI is the second largest bank in the world. SBI, the oldest commercial bank in the Indian... more

AmSouth (NYSE: ASO) is a regional bank holding company with $53 billion in assets, more than 680 branch banking offices and 1,200 ATMs. AmSouth operates in Florida, Tennessee, Alabama, Mississippi, Louisiana and Georgia. AmSouth is a leader among regional banks in the Southeast in several... more

NetBank, Inc. (Nasdaq:NTBK) operates with a revolutionary business model through a diverse group of complementary financial services businesses that leverage technology for more efficient and cost-effective delivery of services. Its primary areas of operation include personal and small... more

Barclays PLC is a global financial services provider engaged in retail and commercial banking, credit cards, investment banking, wealth management and investment management services. The Company, along with its subsidiaries, operates through six business segments: UK Banking, Barclaycard,... more

Egg, which is a market leader in the UK with almost two million customers, had identified France as a priority for international expansion, given its status as the third largest financial services market in Europe. The acquisition of Zebank - Egg's first major acquisition outside the UK -... more

Bank One Corporation is the nation's sixth largest bank holding company, with assets of more than $260 billion. Bank One offers a full range of financial services to large corporate and middle market commercial customers and retail consumers.

AIB Group is Ireland's leading banking and financial services organization, operating principally in Ireland,Britain, Poland and the USA, and employing more than 23,000 people worldwide. Since April 1, 2003, AIB's retail and commercial main operations in the US are carried out through... more

People's Bank is a diversified financial services company providing consumer and commercial banking services, in addition to insurance, trust and financial advisory services.

Marshall & Ilsley Corporation (NYSE: MI) is a diversified financial services corporation headquartered in Milwaukee, Wis., with $64.3 billion in assets. Founded in 1847, M&I Marshall & Ilsley Bank is the largest Wisconsin-based bank, with 193 offices throughout the state. In addition, M&I... more

Calyon is the Corporate and Investment Bank of Crédit Agricole Group, France's leading banking group. Calyon was created in 2004 from the merger between Crédit Agricole Indosuez and Crédit Lyonnais' Corporate and Investment Banking division. Backed by Crédit Agricole Group's credit... more

BankAtlantic Bancorp, Inc. is a bank holding company and owns BankAtlantic and its subsidiaries. BankAtlantic provides a line of products and services encompassing retail and business banking. The Company operates through two business segments: BankAtlantic and BankAtlantic Bancorp, the... more

ANZ is a leading financial services company with four million retail and business customers, total assets of approximately $93 billion and market capitalization of $11.8 billion. ANZ has representation in 29 countries in Asia Pacific, Europe and America, in addition to its main domestic... more

Abbey National plc is the UK's sixth largest banking group as measured by assets. Abbey National plc and its subsidiaries offer a comprehensive range of personal financial services including savings and investments, mortgages, banking, pensions, unit trusts, life and general insurance... more

Standard Bank is a South African-based global financial services company founded in 1862. It is the largest South African banking group ranked by market capitalisation and earnings. At 31 December 2004, the group had assets of R506 billion. In addition to retail and business banking,... more

Bank of Scotland Corporate is leading the syndicate, which includes Barclays and Abbey, in providing a total of funding of £150million to Vale. Each member of the syndicate has provided a £10 million increase in the facility with Bank of Scotland Corporate providing the largest tranche of... more

State Employees' Credit Union offers a checking account that is convenient and affordable. By owning a SECU checking account, your $1 maintenance fee is automatically contributed to the SECU Foundation. The SECU Foundation promotes local and community development by primarily funding high... more

Key is committed to the highest standards of product quality and business integrity in it's dealings with customers and suppliers. As a result, all suppliers and Key employees (and/or third parties acting as agents of Key) who work with them are expected to conduct themselves with the... more

Co-Operative Bank PLC (the Bank), along with its subsidiary undertakings, provides a range of banking and financial services in the United Kingdom. The Bank operates in three segments: Retail, Corporate and Wholesale. Retail segment includes customer-focused products and services for... more

Huntington Bancshares Incorporated is a multi-state diversified financial holding company. Through its subsidiaries, the Company provides full-service commercial and consumer banking services, mortgage banking services, automobile financing, equipment leasing, investment management, trust... more

Headquartered in Singapore, DBS is one of the largest financial services groups in Asia. The largest bank in Singapore and one of the top five in Hong Kong as measured by assets, DBS has dominant positions in consumer banking, treasury and markets, asset management, securities brokerage,... more

Hibernia is on Forbes magazine's list of the world's 2,000 largest companies and Fortune magazine's list of America's top 1,000 companies according to annual revenue. Hibernia has $22.1 billion in assets and 320 locations in 34 Louisiana parishes and 35 Texas counties. Hibernia... more

ITEM 1. BUSINESS OVERVIEW Texas Regional Bancshares, Inc. (the Company) is a Texas business corporation incorporated in 1983 and headquartered in McAllen, Texas. Its primary operating subsidiary is Texas State Bank (the Bank). The Company has grown rapidly through a series of strategic... more

Westpac Banking Corporation (Westpac) provides a range of banking and financial services, including retail, business and institutional banking, and wealth management services. In July 2008, the Company reorganized its business into four divisions serving around 6.9 million customers.... more

Vancity is Canada's largest credit union with $11.8 billion in assets, more than 340,000 members, and 46 branches throughout Greater Vancouver, the Fraser Valley and Victoria, as well as two Squamish Savings branches. This year, Vancity was named the Best Place to Work in Canada by... more

OCBC Bank is Singapore's second largest local bank with a market capitalization of S$13 billion. Founded in 1932, OCBC Bank operates as a commercial bank with a broad array of products and services provided through a network of local and foreign branches employing some 6,000 employees.... more

Integra Bank Corporation (Integra) is a bank holding company that operates through its principal subsidiary, Integra Bank N.A. (Integra Bank). Integra Bank provides a range of financial services to the communities it serves in Indiana, Kentucky, Illinois and Ohio. These services include... more

VirtualBank is among the fastest growing financial services companies in America with a growing number of career opportunities for talented associates. We are committed to positioning our associates for success by matching their skills, talents, and preferences to positions that enable... more

FNB United Corp. is a bank holding company of CommunityONE Bank, National Association (the Bank), which offers a line of consumer, mortgage and business banking services, including loan, deposit, cash management, investment management and trust services, to individual and business... more

National Penn Bancshares, Inc. (National Penn) is a bank holding company providing a range of financial services, principally through its national bank subsidiary, National Penn Bank (NPB), including its KNBT Division acquired through a merger with KNBT Bancorp, Inc. (KNBT). The Company... more

As a credit union for credit unions, Southwest Corporate provides credit unions ATM & debit card services, imaged item processing, branch & teller capture, funds management solutions and so much more. For detailed information about the products and services Southwest Corporate offers its... more

Salem Five's eStatements service provides several benefits: Fast: eSatements can be accessed days before a paper statement arrives by mail Secure: Your eStatement is protected by the latest security measures Convenient: Access your eStatement online anytime Flexible: View, Print and... more

TIB Bank was established in 1974 as "The Islamorada Bank" located in Islamorada, Florida. As the bank expanded throughout the Florida Keys, the name was changed to "TIB Bank of the Keys." Today, TIB Bank has 17 full-service banking centers serving the Florida Keys, Homestead, Naples,... more

Central Pacific Financial Corp. is a bank holding company that, through its banking subsidiary, Central Pacific Bank, offers full service commercial banking in the state of Hawaii. Through its bank and its subsidiaries, the Company offers full-service commercial banking with 38 bank... more

Corus has established a strong track record of profitability, made possible by a number of factors, including efficiency and entrepreneurship.

Punjab National Bank is a public-sector commercial bank offering a variety of banking services, which include corporate and personal banking, industrial finance, agricultural finance, financing of trade and international banking. Punjab National Bank has a nationwide network of 4586... more

Partners Trust Financial Group Inc., headquartered in Utica, New York, is the holding company for SBU Bank, which was founded in 1839. SBU Bank offers a wide variety of business and retail banking products as well as a full range of investment services through it's nine Central New York... more

Capital Bank Corporation serves as the financial holding company for its wholly owned subsidiaries, Capital Bank (the Bank), CB Trustee, LLC and Capital Bank Investment Services, Inc. In addition, the Company has interest in three trusts, Capital Bank Statutory Trust I, II and III... more

EverBank Financial Corp is a private financial services holding company headquartered in Jacksonville, Florida. With approximately $3.7 billion in assets, 1,500 employees, and over 400,000 customers nationwide, EverBank is one of the industry's fastest growing, high performing financial... more