KeyCorp is a bank-based financial services company. KeyCorp is the parent holding company for KeyBank National Association (KeyBank), its principal subsidiary, through which its banking services are provided. KeyCorp provides a range of retail and commercial banking, commercial leasing,... more

The Bank of New York Company, Inc. (NYSE: BK) is a global leader in providing a comprehensive array of services that enable institutions and individuals to move and manage their financial assets in more than 100 markets worldwide. The Company has a long tradition of collaborating with... more

UBS AG is a global provider of financial services for wealthy clients. UBS’s financial businesses are organized on a worldwide basis into three Business Groups and the Corporate Center. Global Wealth Management & Business Banking consists of three segments: Wealth Management International... more

A division of BMO Financial Group, BMO Spend & Payment Solutions (formerly BMO ePurchasing Solutions) is a leading commercial card, spend and payment solutions provider in North America. BMO Spend & Payment Solutions' products are widely used by Corporations, non-profit and government... more

Wachovia Corporation (Wachovia) is a financial holding company and a bank holding company. It provides commercial and retail banking, and trust services through full-service banking offices in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois,... more

Bank of America Corporation is a bank holding company. Through its banking subsidiaries (the Banks) and various non-banking subsidiaries throughout the United States and in selected international markets, Bank of America provides a diversified range of banking and non-banking financial... more

Deutsche Bank is a leading global investment bank with a strong and profitable private clients franchise. A leader in Germany and Europe, the bank is continuously growing in North America, Asia and key emerging markets. With 78,275 employees in 76 countries, Deutsche Bank offers... more

BNP Paribas (www.bnpparibas.com) is a European leader in banking and financial services, and ranks among the world's top 15 banks by market capitalization. It has 150 000 employees, almost 120 000 of whom are based in Europe. The group occupies leading positions in three significant... more

U.S. Bancorp and its subsidiaries is a multi-state financial services holding company. The Company provides financial services, including lending and depository services in 24 states. It provides credit card, merchant, and automated teller machine (ATM) processing, mortgage banking,... more

HSBC USA Inc. (HUSI) is a bank holding company. Through its affiliation with The Hongkong and Shanghai Banking Corporation Limited (HSBC), HUSI offers its customers access to global markets and services. Through its principal commercial banking subsidiary, HSBC Bank USA, National... more

Comerica Incorporated is a financial holding company. The Company's principal activity is lending to and accepting deposits from businesses and individuals. It operates through three business segments: Business Bank, Retail Bank, and Wealth & Institutional Management. It also operates... more

Netherlands-based ABN AMRO is a leading international bank with total assets of EUR 975.1 bln (as at 31 March 2006). It has over 3,500 branches in more than 60 countries and territories, and has a staff of over 105,000 full-time equivalents worldwide. ABN AMRO is listed on Euronext and... more

Dresdner Kleinwort is the investment banking division of Dresdner Bank AG and a member of the Allianz Group. Headquartered in London and Frankfurt, with an international network of offices, Dresdner Kleinwort provides a wide range of investment bank products and services to European and... more

Sovereign Bancorp, Inc., ("Sovereign") (NYSE:SOV) , is the parent company of Sovereign Bank, pro forma, a $60 billion financial institution with more than 650 community banking offices, over 1,000 ATMs and approximately 9,500 team members in Connecticut, Maryland, Massachusetts, New... more

Nordea Bank AB (the Bank) is a Sweden-based financial services group, operational in the Nordic and Baltic Sea regions. It is structured into three business segments: Nordic Banking, Banking and Capital Markets Products, as well as Savings and Life Products. The Bank operates through... more

With close to 57,000 employees and $396 billion in assets, Scotiabank Group and its affiliates serve approximately 12 million customers in some 50 countries around the world, offering a diverse range of products and services, including personal, commercial, corporate and investment... more

ICICI Bank (NYSE:IBN) is India's second largest bank and largest private sector bank with assets of Rs.

National Australia Bank Limited is an international financial services company that provides a range of financial products and services. On September 25, 2007, the Company announced that it had entered into an agreement to sell its Commercial Fleet business. On October 8, 2007, it signed... more

The Rabobank Group is the largest financial services provider in the Dutch market. Owing to its cooperative foundation, the Rabobank Group's primary drive is to act in its clients' interest. Its core objective is to create and increase customer value. The Rabobank Group is the world's... more

CIBC World Markets is the global marketing name for CIBC's investment banking affiliates and subsidiaries around the world. The CIBC World Markets companies offer a full range of investment services to governments, corporations, institutions and private clients worldwide.

Bank of Montreal (BMO), is a diversified North American financial services provider. The Company has four segments. Personal and Commercial Banking Canada offers a range of products and services. These include solutions for everyday banking, financing, investing, credit card and insurance... more

Barclays PLC is a global financial services provider engaged in retail and commercial banking, credit cards, investment banking, wealth management and investment management services. The Company, along with its subsidiaries, operates through six business segments: UK Banking, Barclaycard,... more

Following the merger of Halifax and Bank of Scotland in September 2001, HBOS has 22 million customers and a relationship with two out of every five households in the UK. With assets of over £380 billion, it is the UK's largest mortgage and savings provider as well as being a major player... more

Bank One Corporation is the nation's sixth largest bank holding company, with assets of more than $260 billion. Bank One offers a full range of financial services to large corporate and middle market commercial customers and retail consumers.

AIB Group is Ireland's leading banking and financial services organization, operating principally in Ireland,Britain, Poland and the USA, and employing more than 23,000 people worldwide. Since April 1, 2003, AIB's retail and commercial main operations in the US are carried out through... more

Calyon is the Corporate and Investment Bank of Crédit Agricole Group, France's leading banking group. Calyon was created in 2004 from the merger between Crédit Agricole Indosuez and Crédit Lyonnais' Corporate and Investment Banking division. Backed by Crédit Agricole Group's credit... more

Alliance & Leicester is a major UK financial services group, providing a comprehensive range of mortgage, investment, personal banking and insurance products, cash transmission services and corporate banking facilities. Based in Leicester, UK, the company has more than six million... more

ANZ is a leading financial services company with four million retail and business customers, total assets of approximately $93 billion and market capitalization of $11.8 billion. ANZ has representation in 29 countries in Asia Pacific, Europe and America, in addition to its main domestic... more

Bank of Scotland Corporate is leading the syndicate, which includes Barclays and Abbey, in providing a total of funding of £150million to Vale. Each member of the syndicate has provided a £10 million increase in the facility with Bank of Scotland Corporate providing the largest tranche of... more

HSBC Holdings PLC (HSBC Holdings) is a banking and financial services organization. Its international network comprises over 10,000 properties in 83 countries and territories in Europe; Hong Kong; rest of Asia-Pacific, including the Middle East and Africa; North America and Latin America.... more

The PNC Financial Services Group, Inc. (PNC) is a diversified financial services companies in the United States, with businesses engaged in retail banking, corporate and institutional banking, asset management and global fund processing services. The Company provides its products and... more

UMB Financial Corporation is a financial holding company. The Company owns four commercial banks, a brokerage company, a community development corporation, a consulting company, a mutual fund servicing company and 14 other subsidiaries. The four commercial banks (UMB Bank, n.a., UMB Bank... more

We are specialists in debt structuring and provide lending facilities for investment purposes on amounts upwards of Euro 1,000,000. The types of lending services that we offer are:Property Lending: We provide funding for property investment purposes for terms out to 20 years on conditions... more

Zions Bancorporation is a financial holding company. The Company provides a range of banking and related services through its banking and other subsidiaries, primarily in Utah, California, Texas, Arizona, Nevada, Colorado, Idaho, Washington and Oregon. As of December 31, 2007, Zions... more

Comerica Bank is a subsidiary of Comerica Incorporated , a financial services company headquartered in Dallas and strategically aligned by three business segments: The Business Bank, The Retail Bank, and Wealth & Institutional Management. Comerica focuses on relationships, and helping... more

The PNC Financial Services Group, Inc. (http://www.pnc.com) is one of thenation's largest diversified financial services organizations providing retailand business banking; specialized services for corporations and governmententities, including corporate banking, real estate finance and... more

Ent Federal Credit Union offers membership benefits to all who live, work, worship or attend school in Denver, El Paso, Pueblo and Teller counties and in the Denver area zip codes of 80010, 80011, 80012, 80018 and 80019. In addition, membership is open to civilian and military personnel... more

ITEM 4. INFORMATIONON THEBANKTheCompany has omitted portions of this item on the basis of  GeneralInstruction I(2)(a) and (d) to Form 10-K.HISTORYAND DEVELOPMENT OF THE BANKNationalWestminsterBank Plc is a public limited company registered in England and Wales No.... more

The PNC Financial Services Group, Inc. (www.pnc.com) is one of the nation's largest diversified financial services organizations providing retail and business banking; specialized services for corporations and government entities, including corporate banking, real estate finance and... more

Arab Bank PLC, also known as Arab Bank Group, is a Jordan-based public shareholding company, which operates worldwide through its branches and subsidiaries. The Bank offers Personal Banking, Corporate and Investment Banking, AB Private Banking, and Treasury services. Its Personal Banking... more

BankMuscat SAOG is an Oman-based joint stock company engaged in commercial and investment banking activities through a network of 107 branches within the Sultanate of Oman, an overseas branch in Riyadh, Saudi Arabia, and a representative office in Dubai, United Arab Emirates. The Bank... more

UMB Bank, N.A. (NASDAQ: UMBF) is a wholly-owned subsidiary of UMB Financial Corporation, an $8 billion holding company headquartered in Kansas City, Mo. The company offers complete banking and related financial services to both individual and business customers. The company owns and... more

WesBanco, Inc. is a multi-state, bank holding company headquartered in Wheeling, West Virginia. Over the past decade, we've built a national reputation as a safe, sound and profitable bank holding company while we have maintained our community bank orientation. We merge technology with... more

Westpac Banking Corporation (Westpac) provides a range of banking and financial services, including retail, business and institutional banking, and wealth management services. In July 2008, the Company reorganized its business into four divisions serving around 6.9 million customers.... more

Kaupthing Bank is an Iceland-based bank. It is engaged in the provision of financial services, such as private banking, asset management, pension services, brokerage services, investment banking, as well as corporate and retail banking. The Bank's offer is targeted at companies,... more

At Eastern Bank, we always make it easy for you to bank with us. It all starts when you open a new Eastern Bank checking account. If you haven't done so already, you can apply online using our online checking account application. You can also call us at 1-800-EASTERN (1-800-327-8376)... more

Danske Bank is an experienced and reputable custody provider in the Danish market. Today, we offer a similar set of services in Sweden, Norway and Finland. High ratings: We enjoy high ratings and have the financial strength to meet our clients' overall credit requirements in the Nordic... more

Crédit Lyonnais is one of the leading French banks, part of Crédit Agricole Group, France's number one banking group. Crédit Lyonnais is a global domestic banking services provider, notably proposing state-of-the-art corporate transactional product and services through an extensive... more

Texas Capital Bank is a commercial bank that delivers highly personalized financial services to businesses and private clients.

Union Bank is the eighth largest bank in Pakistan by market share. It serves approximately 400,000 retail customers through its extensive network of 65 branches in 22 of Pakistan's major cities, and operates a small but growing Wholesale Banking business.