KeyCorp is a bank-based financial services company. KeyCorp is the parent holding company for KeyBank National Association (KeyBank), its principal subsidiary, through which its banking services are provided. KeyCorp provides a range of retail and commercial banking, commercial leasing,... more

The Rabobank Group is the largest financial services provider in the Dutch market. Owing to its cooperative foundation, the Rabobank Group's primary drive is to act in its clients' interest. Its core objective is to create and increase customer value. The Rabobank Group is the world's... more

ShoreBank is America's first and leading community development and environmental bank committed to building vibrant communities by providing access to financial services and information to create economic equity and a healthy environment. Based in Chicago, ShoreBank has $1.8 billion in... more

What is now Bank of the West has expanded over 130 years from the California frontier to its current position. The bank now serves nearly 4 million households and businesses in hundreds of communities in 19 Western and Midwestern states: Arizona, California, Colorado, Idaho, Iowa, Kansas,... more

Regions Financial Corporation (Regions) is a financial holding company that operates throughout the South, Midwest and Texas. The Company provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset... more

Rurban Financial Corp. is a bank holding company. Through its direct and indirect subsidiaries, The State Bank and Trust Company (State Bank), RFCBC, Inc. (RFCBC), Rurbanc Data Services, Inc. (RDSI), Diverse Computer Marketers, Inc. (DCM), Reliance Financial Services (RFS), Rurban... more

TD Banknorth Inc. is a leading banking and financial services company headquartered in Portland, Maine and a majority-owned subsidiary of TD Bank Financial Group. At September 30, 2006, TD Banknorth had $40 billion of total consolidated assets and provided financial services to nearly 1.6... more

Provident Bank (NASDAQ: PBKS) is a regional, full-service commercial bank with $6.4 billion in assets. Provident serves individuals and businesses in the dynamic Baltimore-Washington corridor through a network of 146 offices in Maryland, Northern Virginia and southern York County,... more

F.N.B. Corporation is a bank holding company. It has four business segments: Community Banking, Wealth Management, Insurance and Consumer Finance. As of December 31, 2007, it had 155 Community Banking offices in Pennsylvania and Ohio, and 54 Consumer Finance offices in those states and... more

The PNC Financial Services Group, Inc. (PNC) is a diversified financial services companies in the United States, with businesses engaged in retail banking, corporate and institutional banking, asset management and global fund processing services. The Company provides its products and... more

About TD Banknorth Massachusetts TD Banknorth Massachusetts operates over 150 branches and over 240 ATMs in the state. A division of TD Banknorth, N.A., TD Banknorth Massachusetts maintains the state's fifth-largest market share and provides more than 466,000 Massachusetts and southern... more

The PNC Financial Services Group, Inc. (http://www.pnc.com) is one of thenation's largest diversified financial services organizations providing retailand business banking; specialized services for corporations and governmententities, including corporate banking, real estate finance and... more

Texas United Bancshares, Inc. is a registered financial holding company listed on the NASDAQ Global Market under the symbol "TXUI." Texas United operates through four wholly-owned subsidiary banks, State Bank, GNB Financial, n.a., Gateway National Bank and Northwest Bank (acquired on... more

Sterling Bancshares, Inc. (Sterling Bancshares) is a bank holding company that operates through its subsidiary, Sterling Bank (the Bank). The Company serves the banking needs of small to medium-sized businesses. The Bank provides an array of financial services to Texas businesses and... more

Capitol Bancorp Ltd. (Capitol) is a bank holding company that provides its customers with banking, trust and other financial services and products. These services include commercial banking through 60 subsidiary banks, as well as trust services, mortgage origination and servicing,... more

The PNC Financial Services Group, Inc. (www.pnc.com) is one of the nation's largest diversified financial services organizations providing retail and business banking; specialized services for corporations and government entities, including corporate banking, real estate finance and... more

TIB Financial Corp. (TIB Financial) is a financial holding company, whose business is conducted, through the wholly owned subsidiaries, TIB Bank, The Bank of Venice and Naples Capital Advisors, Inc. The Company, through the banks offers a range of commercial and retail banking and... more

Heartland Financial USA, Inc. (Heartland) is a multi-bank holding company, having nine bank subsidiaries in the states of Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana and Colorado, (collectively, the Bank Subsidiaries). The Bank Subsidiaries operate a total of 59 banking... more

Gold Banc Corporation, (NASDAQ: GLDB), with assets totaling over $4.1 billion, is one of the nation's premier community banking and financial services companies. Headquartered in Leawood, KS, Gold owns and operates a network of 31 community banks located throughout Florida, Kansas,... more

Umpqua Bank, headquartered in Roseburg, Ore., is a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ) and has 127 locations between Sacramento, Calif. and Bellevue, Wash., along the Oregon and Northern California Coast and in Central Oregon. Recently recognized as the most admired... more

Integra Bank Corporation (Integra) is a bank holding company that operates through its principal subsidiary, Integra Bank N.A. (Integra Bank). Integra Bank provides a range of financial services to the communities it serves in Indiana, Kentucky, Illinois and Ohio. These services include... more

Old National Bancorp (Old National) is a financial holding company. The Company, through its wholly owned banking subsidiary, provides a range of services, including commercial and consumer loan and depository services, investment and brokerage services, lease financing and other... more

Greater Bay Bancorp was formed in 1996 when Cupertino National Bancorp and Mid-Peninsula Bancorp joined forces. Our purpose was to fill the void left by megabank consolidation. Through mergers, acquisitions, and internal growth, we have increased the capabilities we can offer our... more

Union Bankshares Corporation is a multi-bank holding company. The Company operates as a community banking organizations providing full-service banking to the Northern, Central, Rappahannock, Tidewater and Northern Neck regions of Virginia through 58 locations of its bank subsidiaries. The... more

Webster Financial Corporation (Webster) is a bank holding company. Webster, through Webster Bank and various non-banking financial services subsidiaries, delivers financial services to individuals, families and businesses throughout southern New England and eastern New York State. Webster... more

BNCCORP, Inc. (Stock: BNCC), headquartered in Bismarck, N.D., is a registered bank holding company dedicated to providing banking and wealth management services to businesses and consumers in its local markets. The Company operates locations in Arizona, Minnesota and North Dakota through... more

Capital Bank Corporation serves as the financial holding company for its wholly owned subsidiaries, Capital Bank (the Bank), CB Trustee, LLC and Capital Bank Investment Services, Inc. In addition, the Company has interest in three trusts, Capital Bank Statutory Trust I, II and III... more

EverBank Financial Corp is a private financial services holding company headquartered in Jacksonville, Florida. With approximately $3.7 billion in assets, 1,500 employees, and over 400,000 customers nationwide, EverBank is one of the industry's fastest growing, high performing financial... more

ITEM 1. BUSINESS We are a Southern California-based Company focused on community banking, providing commercial banking services including real estate, commercial and SBA loans to small and medium-sized businesses. Our core strategy is to build long-term customer relationships in our... more

WSFS is in the business of helping you grow your business. Whether you have been in business for 20 years or you are just starting out, our Relationship Managers work with you to ensure we meet all of your objectives and above all help you succeed. We offer a wide range of credit options... more

Bank Mutual Corporation serves as a unitary savings and loan holding company for its wholly owned subsidiary, Bank Mutual (the Bank), a federal savings bank. The Bank is a community-oriented financial institution. Its principal business is originating mortgage loans, consumer loans,... more

Team Financial Inc (Team Financial) is a financial holding company. The Company offers a range of community banking and financial services through 21 locations in Kansas, Missouri, Nebraska and Colorado through its banking subsidiaries, Team Bank and Colorado National Bank. Its presence... more

Mercantile Bank was created in 1986 with one simple, bold mission: to become a premier bank by putting customers first. After nearly fifteen years of service, that guiding principle is more important than ever. Through our progressive and innovative approach to our customers, Mercantile... more

Federal Trust Corporation (Federal Trust) was established for the purpose of becoming the unitary savings and loan holding company of Federal Trust Bank (the Bank), a federally chartered stock savings bank. The Company has two wholly owned operating subsidiaries: the Bank and Federal... more

Greater Bay Bancorp through its eleven subsidiary banks, Bank of Petaluma, Bank of Santa Clara, Bay Area Bank, Bay Bank of Commerce, Coast Commercial Bank, Cupertino National Bank, Golden Gate Bank, Mid-Peninsula Bank, Mt. Diablo National Bank, Peninsula Bank of Commerce and San Jose... more

At Sandy Spring Bank, We Have a Long History of Community Involvement. We believe it's not enough to serve a community#151,you have to be an integral contributor to the community's growth and spirit. Since its founding more than 135 years ago, Sandy Spring Bank has been an active and... more

Sun Bancorp, Inc. is a multi-state bank holding company headquartered in Vineland, New Jersey. Its primary subsidiary is Sun National Bank, serving customers through 73 Community Banking Centers in Southern and Central NJ, Philadelphia, PA, and New Castle County, DE. The Bank is an Equal... more

Franklin Bank is committed to helping our mortgage brokers, correspondent lenders and retail mortgage branch managers succeed. That is whyin addition to a comprehensive line of mortgages and productswe have an array of tools, guidelines and forms available online, as well as quick turn... more

Gold Bank provides trust and investment management services through Gold Trust Company. Founded in 1987, Gold Trust Company is a recognized leader in the financial services industry. Our mission is to cultivate long-term relationships with our clients and help them identify and fulfill... more

American National Bank and Trust Company provides a full array of financial products and services, including commercial, mortgage, and consumer banking; trust and investment services; and insurance. Services are also provided through twenty-three ATMs, "AmeriLink" Internet banking, and... more

CommunityBanks is a growing financial services company, serving communities such as yours for over 135 years. Our philosophy is to provide efficient, courteous service and furnish you with the most up to date, quality financial products available in the banking industry today. We take... more

Bendigo Bank is a community-focused bank based in the central Victorian city of Bendigo and remains the only Australian bank with its headquarters based outside a capital city. Bendigo Bank is a publicly-listed company on the Australian Stock Exchange and is owned by more than 50,000... more

Evans National Bank has been serving small and medium-sized businesses seeking financing for their real estate purchases, business acquisitions, business expansions and equipment purchases since 1920. We also provide loans guaranteed by the U.S. Small Business Administration (SBA)... more

MetroCorp Bancshares, Inc. serves as a holding company for MetroBank, National Association (MetroBank). The Company operates as a commercial bank in each community that it serves. The Company operates branches in niche markets through its subsidiary banks, MetroBank and Metro United Bank... more

Summit Financial Group, Inc. (Summit) is a financial holding company providing a range of banking and other financial services to individuals and businesses through its two operating segments: community banking and insurance. The Company’s community bank, Summit Community Bank, has a... more

Rabobank was founded as a finance cooperative over a century ago by Dutch farmers. Today, we are one of the largest financial services providers, with over $600 billion in assets, 9 million customers, and operations in 37 countries around the world. Rabobank is the only private bank in... more

Camco Financial Corporation (Camco) is a financial holding company. Camco is engaged in the financial services business in Ohio, Kentucky and West Virginia, through its wholly owned subsidiaries, Advantage Bank and Camco Title Agency, Inc. In June 2001, Camco completed a reorganization,... more

As a financial services provider, Bank of Blue Valley offers complimentary financial planning, investment services, trust services, and private banking. Special added value services for our customers include the Little Ducks accounts for our junior customers and the Blue Valley Advantage... more

Mercantile Bank Corporation is the bank holding company of the Mercantile Bank of Michigan (the Bank). During the year ended December 31, 2007, the Bank provided commercial and retail banking services primarily to small- to medium-sized businesses based in and around the Grand Rapids,... more